Adam Henry Bosma

Raymond Gazelle Jr. is a CFP® professional with 19 years of experience, operating as the sole advisor at his independent firm, Raymond L. Gazelle Jr., since 2005. His background includes providing consulting services to small banks on internal operations and data processing. The firm offers comprehensive financial and investment planning services to individuals as well as corporate and nonprofit clients, frequently collaborating with financial officers or committees. It uses a long-term, strategic portfolio allocation approach focused on asset allocation, diversification, and mutual fund and ETF selection, delivering advice on a consultative, non-discretionary basis without managing client assets.

Robert Clark is a CFP® professional with 26 years of experience in the financial advisory industry. He founded Clark Company in 2017 after 12 years at National Planning Corporation. Clark also provides tax preparation and fixed insurance services as part of his practice. Clark Company advises individual clients as well as pension and profit-sharing plans, offering portfolio management and financial planning services. The firm primarily manages client accounts on a non-discretionary basis, focusing on client-approved strategies, and combines advisory and insurance brokerage services.

Christopher Oland is a financial advisor with Harmony Wealth Advisors, LLC in Edgewater, MD, holding Series 65 and Series 66 licenses and having nine years of industry experience. His prior work includes positions at Morgan Stanley, LPL Financial, and Wells Fargo Clearing. Outside of advising, he is a passive owner of a restaurant in Annapolis and serves as President of Southern Maryland Little League. Harmony Wealth Advisors, LLC provides portfolio management and financial planning services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm manages approximately $22 million in client assets and employs a non-discretionary investment approach based on cyclical and fundamental analysis combined with modern portfolio theory.

Jacolyn Wetmore is the principal advisor at JWC Capital Management, LLC, an independent firm based in Annapolis, MD. She holds Series 63 and Series 65 licenses and has 15 years of industry experience, including prior roles at United Income, Inc. and Calvert Investment Counsel. JWC Capital Management provides fee-based, individually tailored portfolio management services to individuals, qualified retirement plans, trusts, estates, and charitable organizations. The firm employs fundamental analysis and manager-level evaluation primarily with exchange-traded funds, mutual funds, exchange-listed securities, and corporate debt, offering both discretionary and non-discretionary management.

Nicholas Lumpp is a financial advisor at RCN Wealth Advisors, Inc. in Stevensville, MD, holding a Series 66 designation with 13 years of industry experience. He has been with RCN Wealth Advisors since 2012. RCN Wealth Advisors is an independent firm providing fee-only financial planning and discretionary investment management to individuals, high-net-worth clients, trusts, corporations, and an exchange-traded fund. The firm combines long-term, value-oriented portfolio construction with tactical, rules-based allocations and serves as sub-adviser and co-sponsor of the RCN Pareto Strategic Allocation ETF, which employs a systematic trend-following strategy across multiple asset classes including digital assets such as bitcoin.

William Tilghman is the sole advisor at Tilghman Wealth Management, LLC in Arnold, MD. He holds a Series 65 designation and has five years of industry experience, including four years at Markin Asset Management, LP. His prior work includes roles outside the financial industry such as at Annapolis Yacht Sales and Compass Languages. Tilghman Wealth Management serves a varied client base including pooled and institutional vehicles, individuals, families, trusts, and family-owned businesses. The firm combines fundamental, quantitative, and technical analysis to construct portfolios tailored to client objectives, employs derivatives for risk management, and offers both asset-based management and hourly financial planning services.