Andrew John Johnson

Thomas Seabourne is a CFP® professional based in San Angelo, TX, with 11 years of industry experience. He has worked at First Financial Trust for 10 years before joining Beta Financial Advisors, LLC in 2026. Beta Financial Advisors, LLC provides investment management and ongoing financial planning services to individuals and high-net-worth clients using a fee-only structure. The firm employs a primarily passive investment approach grounded in asset allocation and Modern Portfolio Theory, offering both standalone financial planning and integrated portfolio management.

I started Circadia to focus my time on clients who understand the point isn't the amount of wealth; it's being intentional and aligning that wealth with their priorities and values to create the life they want. Most people come to me with a question, like how to lower their taxes, whether a Roth conversion makes sense, what to do with their stock options, or when to start Social Security. We start there, and then I help you find the questions you haven't asked yet. My planning is grounded in tax strategy and covers cash flow, investments, insurance, and your estate, so each decision fits the rest of your plan and what matters to you. I also manage investments, usually alongside an ongoing financial plan. My wife is a Nurse Practitioner, so the demands of a medical career are part of our life at home, too. Medical professionals are a particular focus, along with families and professionals at every stage of their careers. We work together virtually, on a schedule that fits your life. If that sounds like the kind of help you're looking for, let's talk.

Levi Calhoun is a financial advisor with Outlier Financial Partners, LLC, holding a Series 65 credential and two years of industry experience. He has worked at Geneva Financial, LLC since 2020 and previously held roles at LeaderOne Financial and Gateway Mortgage Group, LLC. He also works as a mortgage loan originator for Geneva Financial. Outlier Financial Partners, LLC provides discretionary wealth management and financial planning services to individuals, families, and businesses. The firm emphasizes active management with fundamental analysis, diversification, and rebalancing, and offers a subscription-based financial planning service alongside portfolio management.

Nathan Granzin is a financial advisor at Outlier Financial Partners, LLC in San Angelo, TX, with one year of industry experience. He holds the Series 65 designation and has worked as an automotive technician at Jim Bass Ford since 2012. Outlier Financial Partners serves individuals, families, and businesses by providing discretionary wealth management and financial planning, using an active management approach focused on fundamental analysis and diversification.

Justin Owen is a financial advisor at Outlier Financial Partners, LLC with nine years of industry experience. He holds a Series 65 designation and has worked at Owen Financial Planning, LLC, Goodyear Tire & Rubber Co, and Jim Bass Ford. Owen is also involved in mortgage loan origination and branch management. Outlier Financial Partners, LLC serves individuals, families, and businesses with discretionary wealth management and financial planning. The firm emphasizes tailored, active portfolio management using fundamental analysis and diversification, offering services through a combination of subscription-based financial planning and asset-under-management fees.

Douglas Massey is a financial advisor with OFG Financial Services, Inc. in San Angelo, TX, holding the ChFC® and Series 63 designations. He has 33 years of industry experience, including 29 years at OFG Financial Services and over 40 years as a self-employed professional. Massey is also involved in insurance and fixed annuity sales and participates in investment committee activities with NAIFA-Texas. OFG Financial Services provides investment advisory and planning services to individuals and corporations, managing approximately $270 million in assets across 843 client relationships through a team of 37 advisors. The firm uses fundamental analysis to build portfolios emphasizing no-load mutual funds and listed securities, managing accounts on a non-discretionary basis with documented client objectives.