Angela Johnson

Debra Hartsfield is the sole advisor at DPH Financial, an independent firm based in Pearland, TX. She holds the ChFC® and Series 63 designations and has 21 years of industry experience. She has been affiliated with DPH Financial LLC since 1998. DPH Financial serves individuals, professionals, small business owners, and charitable organizations, focusing on retirement-oriented financial planning and investment advisory services. The firm emphasizes passive investment management with attention to cost, asset allocation, and client goals, typically utilizing mutual funds, index funds, ETFs, and individual bonds.

Heriberto Chinea is a financial advisor at EightOne Capital LLC with four years of industry experience. He holds a Series 65 designation and also serves as CEO of iACT Holdings LLC, a company that invests in commercial and residential real estate. EightOne Capital LLC provides investment advisory and financial planning services to individuals, families, high-net-worth clients, corporations, and charitable organizations. The firm primarily employs passive, ETF-based model portfolios through the Charles Schwab Institutional Intelligent Portfolios platform, offering both discretionary and non-discretionary management along with business and financial consulting services.

Spencer Smith is a financial advisor at US Growth Partners, LLC with 9 years of industry experience. He holds Series 65 and Series 66 registrations and has worked at firms including Tremont Street Advisors, LLC and Respire Wealth Management, LLC. In addition to his advisory role, he consults on product development and growth strategies for Northstar Industries in Houston. US Growth Partners, LLC primarily serves pooled and institutional portfolios while also providing asset management and financial planning to individual and fiduciary clients, employing a multi-method investment process and offering both discretionary and non-discretionary account arrangements.

Ryan Firth is a financial advisor and owner of Mercer Street Personal Financial Services in Bellaire, TX. He holds the CFP® and PFS™ designations along with a Series 65 license and has eight years of industry experience. Prior to founding Mercer Street Personal Financial Services, he worked at Sirius Solutions and SMART Group Houston, and he also maintains a financial planning role with Integrity Financial Planning. Mercer Street Personal Financial Services provides financial planning and investment advisory services to a diverse client base, including individuals, high-net-worth clients, trusts, estates, and charitable organizations. The firm develops customized Investment Policy Statements and typically constructs balanced, low-cost, tax-efficient portfolios using client-chosen custodians, emphasizing hourly billing and offering prepaid consultation options.

Jesus Marquez is a CFP® with 10 years of industry experience and is the sole advisor at EZ Financial Group Inc. in Pearland, TX. He has been with EZ Financial Group since 2015 and also maintains a separate tax practice as an Enrolled Agent preparing and filing returns for individuals and businesses. EZ Financial Group provides ongoing asset management and modular financial planning for individuals, trusts, estates, corporate retirement plans, and small businesses. The firm typically manages both discretionary and non-discretionary accounts using a passive portfolio construction approach with index mutual funds and ETFs, complemented by fundamental, technical, cyclical, and charting analyses.

Rachel Harris is a financial advisor at Harris Financial Consulting, PLLC with six years of industry experience. She holds Series 63 and Series 65 credentials and previously worked at Primerica Advisors and Primerica Financial Services. Outside of finance, she operated the Rachel Harris Music Studio for eight years. Harris Financial Consulting provides financial planning, portfolio advisement, retirement planning, philanthropic investment advice, financial document drafting, and educational seminars to retail and institutional clients. The firm follows a non-discretionary, fee-only approach based on Modern Portfolio Theory and behavioral finance, emphasizing diversified long-term strategies and client engagement.