Anthony Cruz

Ryan Foster is a CFP® professional with 18 years of experience in financial services. He is the sole advisor at Crossroads Financial Services Inc, where he has worked since 2022. His prior roles include positions at Intercarolina Financial Services, Fund Direct Advisors, and Broker Dealer Financial Services Corp. Crossroads Financial Services Inc provides investment management and financial planning primarily for individuals, high-net-worth clients, and charitable organizations. The firm operates on a fee-only basis, managing discretionary portfolios that combine passive and active strategies tailored through ongoing client discussions.

Jeffrey Albright is a financial advisor at Shepherd Wealth Management with 22 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Creative Planning for 13 years. Shepherd Wealth Management serves individual and high-net-worth clients, managing approximately $162 million in discretionary assets. The firm uses a team-based approach focused on Modern Portfolio Theory and passive index investments, complemented by various analytical methods and integrated financial planning.

Joseph Hampton is a financial advisor at Credit Union Investment Services with Series 63 and Series 65 credentials and seven years of industry experience. He has held roles at Members Trust Company, SECU*RE, Inc., and SECU Life Insurance Company, among others. Hampton also serves as a Financial Advisory Services Specialist at State Employees' Credit Union. Credit Union Investment Services serves primarily North Carolina residents, focusing on individual investors and some trust clients. The firm offers non-discretionary portfolio management and financial planning, recommending low-cost, index-based funds and fixed-income products while clients retain final decision authority.

Steven Harrell is a financial advisor with Capital Investment Advisory Services, LLC, holding Series 63 and Series 65 credentials and 23 years of industry experience. He previously worked at LPL Financial, LLC for eight years before joining Capital Investment Advisory Services and Capital Investment Group, Inc. Harrell is also active as a preacher at small churches, dedicating approximately 20 hours per month to this role. Capital Investment Advisory Services, LLC provides investment advisory and supervisory services to individuals, retirement plans, corporations, trusts, estates, and charitable organizations. The firm offers a range of services including separately managed accounts, referrals to third-party managers, private-label model portfolios, and financial planning, using a mix of analytical methods and ongoing monitoring tailored to clients’ investment objectives and risk tolerance.

Philip Lahr is a financial advisor with Credit Union Investment Services and holds a Series 66 designation. He has 15 years of industry experience, including prior roles at Axa Advisors, LLC. He also serves as a financial advisory services specialist with State Employees' Credit Union and as an agent with SECU Life Insurance Company. Credit Union Investment Services serves individual investors and trust clients in North Carolina, providing non-discretionary portfolio management and financial planning focused on low-cost, mostly index-based mutual funds and ETFs. The firm employs a goals-based, long-term approach, with salaried investment adviser representatives and client-directed implementation.

Aaron Smith is a financial advisor at Capital Investment Advisory Services, LLC with 14 years of industry experience. He holds a Series 66 designation and previously worked at Cardinal Financial, LLC from 2013 to 2021. Outside of his advisory role, he is a co-owner of Tobacco Road Real Estate Group LLC. Capital Investment Advisory Services, LLC provides investment advisory and supervisory services to individuals, retirement plans, corporations, trusts, estates, and charitable organizations. The firm offers customized investment solutions including separately managed accounts, private-label model portfolios, and financial planning, using a variety of analytical methods and ongoing portfolio monitoring.