Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Credentials
Series 63, Series 66
Experience Industry experience
15 years
Location
Williamston, MI 48895
CG Advisory Services
Multi-team
Ashley Musselman is a financial advisor with CG Advisory Services, holding Series 63 and Series 66 licenses and 15 years of industry experience. Her prior firms include J.P. Morgan Securities, Commonwealth Financial Network, and LPL Financial. Outside of advising, she contributes as a freelance writer for a publication called She's Just a Girl. CG Advisory Services is an SEC-registered firm managing approximately $4.02 billion for a diverse client base, including individuals, pension plans, charitable organizations, and businesses. The firm employs a range of discretionary portfolio management strategies, combining proprietary model portfolios with third-party managers and customized investment solutions.
Based on CG Advisory Services
Based on CG Advisory Services
Fixed fees for financial planning generally ranging from $400 to $5,000; engagement fees up to $3,500 one-time or ongoing up to $10,000 annually; additional services with fixed fees negotiable
$0 - $250,000: Negotiable, minimum $3,000 annual fee $250,001 - $500,000: Up to 2.00% advisory fee plus up to 0.50% administrative fee (WealthMark portfolio) $5,000+: WealthBuilder account program advisory fee up to 2.00% plus up to 0.50% administrative fee $500,000+: Up to 2.00% advisory fee plus up to 0.50% administrative fee for CGAS Managed Select Accounts, plus SMA manager fees 0.20% to 0.55% No minimum+: No minimum for Adviser as Portfolio Manager (APM) accounts, advisory fee up to 2.00% plus up to 0.50% administrative fee
Some representatives are licensed insurance agents and registered reps earning commissions on insurance and brokerage products outside advisory accounts
Financial planning and consulting hourly rates up to $300/hour, negotiable
Account minimum: $5,000 Minimum fee: Minimum annual fee of $3,000 for households with less than $250,000 of adviser-managed assets; negotiable Fee-only: Financial planning: hourly fee up to $300/hour; fixed fee $400 to $5,000 (negotiable); consulting hourly up to $300/hour or up to 1.00% of assets advised
Williamston, MI Grand River Rd.
148 Grand River Rd.
Williamston MI 48895
Advisors at this office
42
Michigan
15 years of industry experience
Capital Asset Advisory Services - DBA CG Financial Services
2022 - Present • 4 years
Haslett, MI
LPL Financial
2020 - 2022 • 2 years
Marquette, MI
Commonwealth Financial Network
2019 - 2020 • 1 year
Waltham, MA
J.P. Morgan Securities
2014 - 2019 • 5 years
Traverse City, MI
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Series 63, Series 65
Lansing, MI
Fitzpatrick Financial Solutions, LLC
Larry Fitzpatrick is the sole advisor at Fitzpatrick Financial Solutions, LLC, an independent firm based in Lansing, MI. He holds Series 63 and Series 65 licenses and has 16 years of industry experience, having founded his firm in 2009. Fitzpatrick Financial Solutions provides investment advisory and financial planning services to individual investors as well as retirement plans, trusts, estates, and small-business pension arrangements. The firm emphasizes primarily non-discretionary account management, utilizing technical, fundamental, and statistical analysis with a focus on ETFs, stocks, and bonds for cost efficiency and liquidity.
Series 65
Okemos, MI
Zen Horizon
Michael Parent is a financial advisor at Zen Horizon with a Series 65 designation and one year of industry experience. Prior to joining Zen Horizon Planning LLC, he held roles at Outward Intelligence, StockX, and Volkswagen Group of America. Outside of his advisory role, he maintains a full-time quantitative research position. Zen Horizon Planning LLC is a fee-only registered investment adviser that provides financial planning services to individuals and high-net-worth clients through ongoing and project-based engagements. The firm does not manage client assets or accept custody of client funds, focusing instead on delivering tailored written financial plans.
CFP®, Series 66
Okemos, MI
FinancialMD, LLC
Jon Solitro is a CFP® and Series 66-licensed advisor with 12 years of industry experience. He is the principal of FinancialMD, LLC and has previously worked with Principal Securities INC, Washington Avenue Advisors, Holt-Dimondale Agency, The Centennial Group, and Principal Life Insurance Company. He serves as a board member for Youth Haven. FinancialMD provides comprehensive financial planning and discretionary investment management to individuals, families, businesses, and retirement plans, utilizing both tactical and strategic allocation supported by fundamental and technical analysis. The firm offers tailored advisory services including tax preparation through affiliated entities and maintains protocols to address potential conflicts related to its licensed insurance activities.
ChFC®, Series 66
Lansing, MI
Parousia Wealth Stewards
Tom Owiti is a financial advisor with Parousia Wealth Stewards in Lansing, MI. He holds the ChFC® designation and Series 66 license, with five years of industry experience. Prior to founding Parousia Wealth Stewards, he worked at Beacon Wealth Consultants and Wells Fargo Clearing, and he is also principal and owner of Parousia Life Matters, LLC, a financial coaching and consulting business serving families and individuals. Parousia Wealth Stewards provides wealth management and financial planning services to individuals, high-net-worth clients, business owners, and charitable organizations. The firm offers fee-only investment management and project-based planning, utilizing third-party model providers and institutional platforms, with options for socially and Biblically Responsible Investing.
CFP®, Series 63, Series 66
Haslett, MI
Effective Assets
Justin Martello is a CFP® with 19 years of industry experience and has been with Effective Assets since 2012, currently serving as the sole advisor at the firm. He also works as an independent insurance agent outside of his advisory role. Effective Assets is a small SEC-registered investment adviser managing approximately $165 million in client assets, providing discretionary portfolio management and comprehensive financial planning to individuals, high-net-worth households, trusts, retirement plans, charitable organizations, and select businesses. The firm emphasizes socially responsible investing through ESG analysis and client-imposed social screens, with a focus on individualized asset allocation and regular client communications.
Series 63, Series 66
Okemos, MI
Sullivan Dunn Wealth Management
Michael Sullivan is the principal advisor at Sullivan Dunn Wealth Management in Okemos, MI, holding Series 63 and Series 66 licenses with 12 years of industry experience. His prior roles include positions at Sigma Parkland Securities, LPL Financial, and Plan 4 Financial Design/Cetera. He is also a licensed insurance agent and serves as a trustee and beneficiary of a family trust. Sullivan Dunn Wealth Management provides portfolio management, pension and employee benefit plan consulting, and fee-based financial planning primarily to individuals and retirement plans. The firm uses fundamental analysis, modern portfolio theory, and quantitative methods to construct diversified portfolios and offers a range of investment strategies including options and private placements.
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