Barbara Koontz

Financial life planning is about more than saving and investing. It is about making decisions that get you the most of what you value out of life. I work with clients to identify value driven goals, evaluate trade-offs, and make well-informed decisions. My passion is helping clients optimize their resources to enable a rich and purposeful life. I joined Clarity Wealth Development in 2017, bringing with me 10 years of experience in applied economic research and education. I was drawn to personal financial planning because I knew that the tools I was developing in my academic research could also directly impact individuals and families in meaningful ways. With family spread across the world, I developed an interest in global financial planning and specialize in US-Australia cross-border planning. I have a Ph.D. in Applied Economics, hold a designation in Global Financial Planning and am a Registered Life Planner. I love being a part of the Corvallis community, where I live with my husband, two daughters and geriatric dog. In my spare time I like to keep active enjoying the many amenities and adventures our town provides, serving our community, and traveling to far-off destinations (often to visit family and friends).

Alena Zaffery is a financial advisor at Clarity Wealth Development, LLC with one year of industry experience. She holds Series 63 and Series 65 credentials and has worked at several firms including Northwestern Mutual Wealth Management Company and KDFG & Associates LLC. Outside of finance, she has past experience with Block 15 Brewing. Clarity Wealth Development, LLC manages approximately $170 million for about 235 individual, high-net-worth households and small business clients. The firm offers comprehensive financial planning and discretionary portfolio management, utilizing Modern Portfolio Theory with mutual funds and ETFs to build diversified, long-term portfolios tailored to client needs.

Michelle Onaka is a financial advisor at Clarity Wealth Development, LLC with two years of industry experience. She holds a Series 65 designation and has worked at Nectarine and Clarity Wealth Development since 2023. Outside of her advisory role, she is the founder of Intentional Money Life, a financial education and coaching business based in Corvallis, Oregon. Clarity Wealth Development, LLC manages approximately $170 million for around 235 individual, high-net-worth households and small business clients. The firm provides comprehensive financial planning and discretionary portfolio management using diversified, long-term strategies primarily based on Modern Portfolio Theory.

Shane Littleton is a financial advisor at Clarity Wealth Development, LLC with one year of industry experience. He holds a Series 65 designation and previously worked with Catholic Charities SF, the Pontifical North American College, and the Bethlehem University Foundation. Clarity Wealth Development manages approximately $170 million for individual, high-net-worth households and small businesses, offering comprehensive financial planning and discretionary portfolio management. The firm employs Modern Portfolio Theory with diversified mutual fund and ETF strategies, providing multiple engagement structures and maintaining a fee-only policy.

Kay Cole is a Certified Financial Planner® with 15 years of experience, currently serving at Clarity Wealth Development, LLC since 2010. She holds Series 63 and Series 65 licenses and works in Corvallis, Oregon. Outside of her advisory role, she is involved with Clarity Properties, LLC, a non-investment-related real estate business. Clarity Wealth Development, LLC manages approximately $170 million for around 235 high-net-worth households and small business clients, offering comprehensive financial planning and discretionary portfolio management. The firm employs Modern Portfolio Theory with diversified portfolios primarily composed of mutual funds and ETFs, providing multiple engagement structures and maintaining a fee-only policy.

Charles Owen is a CFP® professional with 19 years of experience in financial advisory roles. He has been with Thrivent Advisor Network, LLC since 2020 and also worked at Thrivent Financial for Lutherans and Purshe Kaplan Sterling Investments. Owen holds a Series 66 license and is based in Corvallis, Oregon. Thrivent Advisor Network, LLC provides investment advisory services to individuals, families, trusts, businesses, and charitable organizations. The firm emphasizes long-term investment strategies using customized asset allocations that include low-cost mutual funds, ETFs, fixed-income securities, and alternative investments, supported by ongoing client reviews and a range of implementation options.