Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Credentials
CFP®, Series 63
Experience Industry experience
43 years
Location
Urbana, IL 61802
Creative Financial Designs, Inc.
Multi-team
Benjamin Franklin is a CFP® with 42 years of industry experience, currently serving at Creative Financial Designs, Inc. since 2018. He previously worked at Franklin Wealth Advisors, Inc. and First Allied Advisory Services, Inc. among other firms. Franklin is also a treasurer and board member of a nonprofit organization focused on speaking, teaching, and bookkeeping, and he owns a tax preparation and accounting business where he is a Certified Public Accountant. Creative Financial Designs serves individual, charitable, corporate, and retirement plan clients with discretionary and non-discretionary investment management and financial planning. The firm’s investment process utilizes asset-class model allocations informed by third-party research and offers a range of strategies from passive ETFs to tactically managed portfolios, including Biblical Responsible Investing options.
Based on Creative Financial Designs, Inc.
Based on Creative Financial Designs, Inc.
$0+: Starting at 0.50% annually up to 2.00% annually for Brokerage Management platform $0+: Starting at 0.50% annually up to 1.50% annually for Self-Directed Management platform $0+: Starting at 0.50% annually up to 1.50% annually for Variable Annuity Management platform $0+: Starting at 0.50% annually up to 1.50% annually for Non-Discretionary Advisory Services
Hourly fee up to $350 per hour, negotiable
Retainer fees from $25 per month up to $3,500 per month, negotiable
Account minimum: $7,000 Minimum fee: Custodial fee charged by cfd Investments for accounts at NFS: $8 monthly minimum fee Fee-only: Advisory fees negotiated between 0.50% and 2.00% annually depending on service and platform
Urbana, IL
1606 Willow View Road, Ste 2 F
Urbana IL 61802
Advisors at this office
2
Illinois
43 years of industry experience
Creative Financial Designs, Inc
2018 - Present • 8 years
Kokomo, IN
CFD Investments, Inc
2018 - Present • 8 years
Kokomo, IN
Franklin Wealth Advisors, Inc
2010 - Present • 16 years
Urbana, IL
First Allied Advisory Services, Inc
2008 - 2018 • 10 years
Urbana, IL
First Allied Securities, INC.
2008 - 2018 • 10 years
Urbana, IL
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Is not active or affiliated with:
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Lawyer
They provide legal services, typically billed separately.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
ChFC®, Series 63
Champaign, IL
Financial Synergy, Inc.
David Marrone is a ChFC® credentialed financial advisor with 29 years of industry experience. He is the sole advisor at Financial Synergy, Inc. in Champaign, IL, and has held roles at Commonwealth Financial Network, Inc. and Commonwealth Equity Services since the early 1990s. Outside of advising, he serves as a notary public. Financial Synergy, Inc. provides financial planning and portfolio management services primarily to individual clients, operating largely on a non-discretionary basis. The firm integrates tax preparation and planning with its advisory services and offers insurance products, combining these capabilities in a way that reflects Marrone’s background in accounting and tax credentials.
Series 65
Champaign, IL
Willenbrock Financial Planning
Scott Willenbrock is the sole advisor at Willenbrock Financial Planning in Champaign, Illinois, holding a Series 65 designation with 16 years of industry experience. He has been a professor of physics at the University of Illinois at Urbana-Champaign since 1993, balancing his academic career with financial advisory work. Willenbrock Financial Planning serves individual clients, trusts, estates, and small entities by providing comprehensive personal financial planning and discretionary investment management. The firm employs a diversified, low-cost index fund strategy tailored to clients’ time horizons and risk tolerances, operating on a fee-only, single-advisor model with no third-party compensation.
CFP®, Series 66
Champaign, IL
Financial Planning, Asset Management
Xinhong Liu is a CFP® professional with nine years of industry experience, currently practicing at an independent financial planning and asset management firm in Champaign, IL. Prior to founding the firm, Liu worked at Cozad Asset Management, Inc. and M Holdings Securities, Inc. from 2016 to 2019. Liu also serves as Treasurer of the Chinese American Association of Central Illinois. The firm provides financial planning and investment management services tailored to individual clients and trusts, along with retirement plan consultation for small businesses. Portfolios are customized based on client circumstances and risk tolerance, emphasizing long-term, diversified allocation with quarterly and annual reviews.
Series 63, Series 65, Series 66
Champaign, IL
W.K. Cooper II Asset Management Corporation
William Cooper is a financial advisor at W.K. Cooper II Asset Management Corporation in Champaign, IL, holding Series 63, Series 65, and Series 66 licenses with 25 years of industry experience. He has been with his current firm since 2000. W.K. Cooper II Asset Management Corporation serves high-net-worth individuals, pension and profit-sharing plans, and corporate clients by providing discretionary portfolio management and wealth-management services focused on risk management. The firm uses third-party research and offers personalized investment oversight through a combination of informal monitoring and formal annual reviews.
CFP®, Series 65, Series 63
Champaign, IL
Orbit Financial Planning and Investments
Achim Von Bodman is a CFP® with 15 years of industry experience, currently serving as the sole advisor at Orbit Financial Planning and Investments. His prior experience includes roles at JPMorgan and Nadler Financial Group. Outside of financial advising, he is an investor and manager at Soccer Planet, an indoor athletic field in Champaign, IL. Orbit Financial Planning and Investments provides discretionary portfolio management and financial planning services to individuals, high-net-worth clients, and various institutional entities. The firm employs a mix of fundamental, technical, and cyclical analysis, investing across a broad range of instruments and offering access to alternative strategies through recommended sub-advisors.
Series 65
Champaign, IL
Cline Financial Concepts, LLC
Scott Cline is a financial advisor with Cline Financial Concepts, LLC in Champaign, IL, holding a Series 65 designation and 20 years of industry experience. He previously worked at Miller Financial Planning LLC from 2014 to 2016. In addition to his advisory work, he consults on MS Excel clean-up for an agricultural consulting company during off trading hours. Cline Financial Concepts provides discretionary investment management and fee-based financial planning to individuals, high-net-worth clients, trusts, estates, and charitable organizations. The firm emphasizes fundamental analysis and a generally long-term investment approach, utilizing low-cost, diversified mutual funds and ETFs, with selective use of individual securities, and serves a multi-million dollar client asset base.
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