Brandon Lee Graber

Most financial advisors have never run a business, worked land, or made decisions under real pressure... but I have. I'm Jose Alvarez, founding advisor at Harvest Horizon Wealth Strategies, a fee-only, fiduciary advisor in Amery, Wisconsin and happily serving clients in the Upper Midwest. I'm also a 10 year veteran of the U.S. Army - a paratrooper and infantryman with combat experience. Now a husband, father, and working beef rancher. I built this firm because the people I respect most deserved better than what the brokerage world was offering them. I work with: Ag business owners and ranchers: succession, exits, land transitions, and operating complexity Business owners approaching a transition: growth, a sale, or legacy planning Families and individual: bringing a level of financial planning they don't get from the advisor with a big smile, several hundred clients, and only enough time to speak to them once a year What you get: o Fee-only and fiduciary: I'm paid by you, not by commissions o A plan built around your life stage, complexity, and goals o Coordination with your CPA and attorney: I don't do their jobs; I make sure everyone is working toward the same outcome o An advisor who understands land, livestock, and operating businesses... because I live it too I'm not the right fit for everyone. I work best with people who are serious about their finances, business, and wealth; those who value directness over salesmanship and want someone who will tell them the truth. If that sounds like what you've been looking for then reach out. Let's see if we're a good fit.

Todd O'Flanagan is a financial advisor at Money Concepts Capital Corp with 23 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Money Concepts since 2018, following four years at LPL Financial and a concurrent role at Banc Mutual since 2010. He serves as a board member of Unshakable Foundation For Us, a nonprofit organization. Money Concepts Capital Corp provides investment advisory, financial planning, and consulting services to a diverse client base, including individuals, pension plans, trusts, and corporations. The firm employs model-driven and asset-allocation strategies, utilizing both proprietary and third-party portfolio programs, and operates as an enterprise-scale adviser managing approximately $4.07 billion in client assets.

Steven Zimmermann is a financial advisor at Stifel with 32 years of industry experience. He holds the Series 63 and Series 65 designations and previously worked at B.C. Ziegler and Company from 2009 to 2018. Zimmermann serves as a church council member at Northern Lakes Community Church, where he participates in reviewing church finances and strategic planning. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach relies on a proprietary methodology developed by its Investment Strategy Group, providing asset allocation and planning analyses intended to support client decisions.

Sherri Munkelwitz is a financial advisor with LPL Financial, holding a Series 66 designation and 18 years of industry experience. Her prior roles include positions at Raymond James Financial Services Advisors, Bremer Bank, and Old National Bank. Outside of her advisory work, she is employed by Kwik Trip, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive resources and a large network of advisors.

Debra Kindschy is a financial advisor with Edward Jones in Amery, WI, holding a Series 66 designation and four years of industry experience. She worked at Dairy State Bank from 2016 to 2018 before joining Edward Jones in 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Matthew Gores is a financial advisor with Edward Jones in Cumberland, WI, holding a Series 66 designation and 18 years of industry experience. He has been with Edward Jones since 2007. Outside of his advisory role, he serves as chairman of the board at Cumberland Memorial Hospital and is a co-owner of Gale Gores Show Horses, a horse training facility. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment solutions. The firm operates with a nationwide network of over 23,700 financial advisors and manages approximately $1.01 trillion in assets under management.