Bruce James Valliant

Heinrich Brandt is the sole advisor at Brandt Wealth Advisors, LLC in Centreville, MD, holding Series 63 and Series 65 designations with 25 years of industry experience. He has led Brandt Wealth Advisors since its founding in 2012. Outside of his advisory work, Brandt is involved in local community organizations including the Choptank Puritan Club and serves on the advisory board for Healthy Families Queen Annes/Talbot, focusing on early childhood and young parent education. Brandt Wealth Advisors provides fee-based investment advisory and portfolio management services to a range of clients, including individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm employs a tactical allocation approach using fundamental, technical, and cyclical analysis, incorporating higher-risk instruments and trading strategies, and manages assets on a discretionary basis without imposing account minimums.

William Maxwell is a CFA® charterholder with 32 years of industry experience. He is the sole advisor at Maxwell Family Office, LLC, an independent firm based in Rock Hall, MD, where he has worked since 2015 under the related entity names. Maxwell Family Office is a fee-only investment advisor serving primarily individuals, family-related clients, and select charitable organizations. The firm manages balanced portfolios using fundamental analysis focused on economic and sector trends, tailoring investments across mutual funds, ETFs, equities, fixed income, alternatives, and structured products to client risk tolerances and objectives.

David May is the sole advisor at Osprey Capital Management, LLC, an independent firm based in Rock Hall, MD. He holds a Series 65 designation and has 15 years of industry experience, leading Osprey Capital since its founding in 2010. Osprey Capital Management is a fee-only investment adviser providing discretionary portfolio management primarily to high-net-worth individuals and select institutional clients. The firm employs a fundamental, sector-focused investment approach, emphasizing companies with low debt, strong operating margins, and reasonable valuations, and utilizes strategies ranging from long-term holdings to shorter-term trading and options within a discretionary model.

John Taylor Jr. is a financial advisor at Financial Concepts Unlimited, Inc. with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Purshe Kaplan Sterling Investments since 2012 while also serving at Financial Concepts Unlimited since 2001. Outside of his advisory roles, he serves as president of a homeowners association in Syria, Virginia. Financial Concepts Unlimited serves individual and high-net-worth clients, trusts, businesses, and pension plans by providing discretionary portfolio management, financial planning, and consulting services. The firm employs model portfolios that include ETFs, mutual funds, stocks, bonds, and options, and is noted for its active management of variable annuity sub-accounts and distinctive use of margin in managed accounts.

Kristen Owen is a financial advisor at Geneos Wealth Management, Inc. with 11 years of industry experience. She holds a Series 66 designation and has worked at Chesapeake Investment Advisors, Chesapeake Investment Services, Cetera, and Chesapeake Bank. Outside of her advisory role, she serves on the boards of Main Street Historic Chestertown and Chester River Health Foundation Inc., and is president of Ardea Advisors Inc. Geneos Wealth Management serves a diverse client base including individuals, trusts, estates, pension plans, corporations, and charitable organizations. The firm offers comprehensive financial planning and investment advisory services, employing a range of analytic approaches and strategies, with discretionary trading authority on most accounts.

Michael Nickerson II is a Series 65-licensed advisor with Independence Square Holdings, LLC, where he has worked for two years. He has one year of industry experience and has previously been associated with ISQ Capital LLC and LPL Financial. Outside of his advisory role, he owns and operates Michael's Shore Style BBQ, a local food business in Worton, MD. Independence Square Holdings, LLC provides investment advisory, financial planning, pension consulting, and portfolio management services to individuals, retirement plans, corporations, charitable organizations, and government entities. The firm employs a blend of fundamental, quantitative, technical, and modern portfolio theory approaches, offering both discretionary and non-discretionary relationships alongside access to third-party managers and digital platforms.