Advisor at Creative Financial Designs, Inc.
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Location
Cedar Rapids, IA
Credentials
ChFC®, Series 63, Series 66
Industry experience
37 years
Bruce Western is a ChFC® credentialed financial advisor with 37 years of industry experience, currently practicing at Creative Financial Designs, Inc. since 2013. He has a longstanding involvement in music education and community service, including roles as a music teacher at Kirkwood Community College and music director at Kenwood Park United Methodist Church, as well as serving as secretary and business manager for the Musicians Protective Union. Western also operates a music instruction and performance business alongside his advisory work. Creative Financial Designs serves a diverse client base including individuals, charitable organizations, and corporate clients, offering investment management and financial planning through a combination of in-house models and adviser-directed strategies. The firm incorporates a range of investment approaches, including Biblical Responsible Investing strategies, and provides flexible fee arrangements and specialized programs within a family of affiliated financial services businesses.
Based on Creative Financial Designs, Inc.
Based on Creative Financial Designs, Inc.
$0+: Starting at 0.50% annually up to 2.00% annually for Brokerage Management platform $0+: Starting at 0.50% annually up to 1.50% annually for Self-Directed Management platform $0+: Starting at 0.50% annually up to 1.50% annually for Variable Annuity Management platform $0+: Starting at 0.50% annually up to 1.50% annually for Non-Discretionary Advisory Services
Hourly fee up to $350 per hour, negotiable
Retainer fees from $25 per month up to $3,500 per month, negotiable
Account minimum: $7,000 Minimum fee: Custodial fee charged by cfd Investments for accounts at NFS: $8 monthly minimum fee Fee-only: Advisory fees negotiated between 0.50% and 2.00% annually depending on service and platform
Cedar Rapids, IA
Iowa
Creative financial Designs
2013 - Present (13 years)
CFD Investments Inc
2013 - Present (13 years)
Kirkwood Community College
2002 - Present (24 years)
SELF
1989 - Present (37 years)
Kenwood Park United Methodist Church
1978 - Present (48 years)
SELF EMPLOYED
1976 - Present (50 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Is not active or affiliated with:
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Lawyer
They provide legal services, typically billed separately.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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