Caren Miller

Marc Morgan is the sole advisor at Heroic Financial LLC, holding a Series 65 designation with two years of industry experience. He has worked at Heroic Financial since 2021 and serves as a public safety officer in Evesham Township, a role he has held since 2008, as well as a trustee for the Police and Firemen's Retirement System of New Jersey since 2019. Heroic Financial LLC provides retirement-plan advisory services to qualified ERISA plans and financial planning on an hourly basis, serving individuals, pension and profit-sharing plans, and business entities. The firm typically acts as a limited-scope ERISA 3(21) fiduciary for retirement-plan clients and offers customized financial plans and educational seminars, distinguishing itself through its combination of pension consulting, public workshops, and an explicit hourly-fee model.

Mary Coughlin is the sole advisor at Barnegat Bay Capital Management LLC and holds a Series 63 designation with 21 years of industry experience. She has been with Barnegat Bay Capital Management since 1998. Barnegat Bay Capital Management provides investment supervisory services, occasional financial planning, and one-time portfolio reviews to a range of clients including individuals, trusts, and charitable organizations. The firm combines a single-manager structure with an institutional investment background and uses fundamental, charting, and cyclical analysis to tailor portfolios according to client goals and risk tolerance.

Donald Burnaford is a financial advisor at MPI Wealth Management LLC with 52 years of industry experience. He holds the Series 63 designation and has worked previously at Copper Beech Financial Group, American Portfolios Financial Services, and Osaic Wealth. Outside of his advisory work, he is an independent insurance agent specializing in fixed annuities and life, accident, and health insurance. MPI Wealth Management provides discretionary investment management and sub-advisory services to a range of institutional and individual clients, including pension plans, banks, corporations, charitable organizations, and high-net-worth families. The firm employs a combination of quantitative techniques, technical and fundamental analysis, and macroeconomic research to tailor portfolios aligned with client objectives.

Kurt Lawn is a financial advisor with IP Financial Advisory Services LLC, holding the PFS™ designation and Series 63 license, with 27 years of industry experience. He previously worked at Avantax Investment Services, Inc. for eight years and Royal Alliance Associates for ten years. In addition to his advisory role, he provides individual and business income tax preparation and accounting services. IP Financial Advisory Services primarily serves individual retail clients, offering portfolio management, financial planning, managed account programs, and retirement-plan consulting. The firm emphasizes customized portfolio construction and a range of analytic approaches, with a focus on non-high-net-worth individuals.

Kenneth Durfee is a CFP® with 34 years of industry experience, currently serving at Summit Financial, LLC since 2018. He previously worked with Summit Equities, Inc. and Summit Financial Resources, Inc. for 27 years. In addition to his advisory role, he manages KDD15 LLC, providing investment advisory and financial planning services. Summit Financial, LLC offers investment advisory and financial planning services to individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm combines discretionary managed portfolios with advisor-directed programs and reported approximately $15 billion in client assets as of December 2024.

Christopher Roth is a financial advisor with Equity Services, Inc. He holds a Series 63 designation and has 37 years of industry experience, including 28 years with Equity Services. In addition to his advisory role, he is an insurance agent selling life, disability, and health insurance. Equity Services, Inc. serves individuals, corporations, trusts, estates, charitable organizations, and retirement plans with financial planning, consulting, and asset management services. The firm offers investment management through a combination of proprietary and third-party platforms, emphasizing long-term allocations and manager-driven model portfolios while accommodating various trading strategies and client restrictions.