Carmen Irving

Bruce Stamper is the principal of Stamper Capital & Investments, Inc. in Capitola, CA, with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has operated Stamper Capital & Investments since 1995. Stamper Capital & Investments specializes in investment supervisory services focused exclusively on municipal bond accounts for high-tax-bracket individual investors and institutional clients. The firm employs a proprietary investment process that combines fundamental, technical, and cyclical analysis with a value-contrarian approach.

James Hanson is the principal advisor at James P. Hanson Accountancy Corporation in Los Gatos, CA, with 32 years of industry experience. He holds the PFS™ and Series 63 designations and has operated his own accountancy corporation since 1975. In addition to financial advising, he is a CPA and provides accounting, tax preparation, and planning services. James P. Hanson Accountancy Corporation offers investment advisory services integrated with tax and accounting consultations. The firm serves individuals, pension plans, trusts, estates, charitable organizations, and business entities, providing tailored investment recommendations primarily involving publicly traded no-load mutual funds and stocks.

Sathish Veeraraghavan is a CFA® charterholder and principal advisor at First Principles Investment Management LLC with four years of industry experience. He previously worked at First Republic Investment Management Inc. and Loring Ward Holdings. Outside of advisory work, he serves as a head learning facilitator for UC Berkeley Executive Education and as a business development officer for MetroMapper LLC. First Principles Investment Management is an independent advisory firm serving individual clients through discretionary asset management and financial planning. The firm employs fundamental analysis and customized asset allocation, offering personalized investment strategies and periodic account reviews.

Loren Kinczel is a financial advisor at Cultivate Financial Group LLC with 15 years of industry experience. He holds a Series 65 designation and has served in various roles, including positions with Scharf Investments, LLC and involvement with the University of California system. Kinczel is a trustee and Investment & Finance Committee Chair for the UC Santa Cruz Foundation and serves on the advisory boards of the University of California Observatories and the University of California Fiat Lux Alliance. Cultivate Financial Group LLC provides discretionary investment management, financial planning, and institutional consulting to individuals, families, trusts, and institutions, with a focus on charitable organizations and corporate clients. The firm employs a fundamental analysis-based investment process with strategies such as Core Growth and Capital Preservation, offering tailored portfolio management and outsourced chief investment officer services.

Edward Rodden is the sole advisor at Disciplined Growth Capital, LLC, an independent firm based in Aptos, CA. He holds Series 63 and Series 65 registrations and has 21 years of industry experience. Rodden previously worked at Charles Schwab and 3 Factor Indexing, and he is also the owner of Central Coast Partners, a business consulting firm. Disciplined Growth Capital provides ongoing portfolio management primarily to individuals and high-net-worth clients, tailoring Investment Policy Statements to client goals and risk tolerance. The firm employs a combination of fundamental analysis and modern portfolio theory with a long-term trading focus, offering diversified portfolios across multiple asset classes.

Mercy Tanudjojo is a financial advisor at FullGuards Financial in Santa Cruz, CA, holding Series 63 and Series 65 designations with 28 years of industry experience. She worked at Ameriprise Financial Services, Inc. for 25 years before founding FullGuards Financial in 2023. FullGuards Financial serves individuals and small business owners, managing accounts for trusts, estates, and retirement plans. The firm uses a strategic asset-allocation framework tailored to client objectives and risk tolerance, typically managing assets on a non-discretionary basis while providing modular financial planning and ongoing asset management.