Carolyn W. Munroe

James Roeder is a CFA® charterholder and Series 63 licensee with 23 years of experience in the financial industry. He is the sole advisor at Noble Investors LLC, where he has worked since 2023. His prior experience includes roles at Invesco Distributors, Inc. and Van Kampen Funds Inc. Outside of his advisory work, Roeder serves as a director for the American Heritage Education Foundation and is a board member of the Clemson Institute for the Study of Capitalism. Noble Investors LLC provides discretionary portfolio management services primarily to individual and high-net-worth clients, focusing on long-term investment strategies centered on large-cap U.S. equities alongside mutual funds, ETFs, fixed income, TIPS, and select international securities for diversification. The firm operates as a single-advisor practice emphasizing client-specific investment policy statements and discretionary trading.

James Sansoterra is the sole advisor at Sansoterra Group LLC in Fredericksburg, TX, holding a Series 65 designation with 20 years of industry experience. He has been with Sansoterra Group LLC since 2005. Sansoterra Group provides discretionary portfolio management and investment advice primarily to trusts, individual retirement accounts, and retirement plans with a focus on preserving existing wealth. The firm uses a top-down, macroeconomic approach to asset allocation, emphasizing low turnover, tax and transaction cost control, and broad diversification while avoiding derivatives and technical trading.

Patrick Moore is a financial advisor at Private Group Wealth Management, LLC in Fredericksburg, Texas, with 22 years of industry experience. He holds a Series 63 designation and has worked as a CPA in his own tax and audit practice since 1979, which continues alongside his advisory role. His CPA practice involves preparing tax returns and auditing financial statements. Private Group Wealth Management provides investment advisory services to individual clients, including high-net-worth individuals, as well as corporate pension and profit-sharing plans. The firm uses model-based portfolio management combined with integrated financial, tax, estate, and business-planning advice, managing approximately $30 million across about 61 accounts.

Pamela Hinton is a financial advisor at Precedent Wealth Partners, LLC with two years of industry experience. She has been with Precedent Wealth Partners since 2024. Outside of her advisory role, she owns and operates Hinton Riding Lessons, providing horseback riding instruction in Fredericksburg, Texas. Precedent Wealth Partners, LLC is a registered investment adviser managing approximately half a billion dollars for around 165 clients through a four-advisor team. The firm serves individuals, trusts, estates, corporations, and retirement plans using a committee-driven investment process that combines asset allocation, active and passive management, and third-party managers accessed via a TAMP.

Daniel Hinch is a financial advisor with Frost Investment Services in Fredericksburg, TX, holding Series 63 and Series 66 credentials and 18 years of industry experience. His prior experience includes 17 years at Citigroup Global Markets and one year at Thrivent Financial and Thrivent Investment Management. He joined Frost Investment Services in 2025. Frost Investment Services provides investment advisory and portfolio management services to individual and corporate clients, managing approximately $3.7 billion in assets across 179 advisors. The firm is notable for its affiliation with a banking institution and its enterprise-scale platform, which employs a fee model primarily based on assets under management.

David Mayfield is a financial advisor with Strategic Financial Concepts, LLC in Fredericksburg, TX, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He previously worked at LPL Financial LLC and Investment Centers of America, Inc. In addition to his advisory role, he works part-time at the Lady Bird Johnson Golf Course. Strategic Financial Concepts offers personalized investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth households, and institutional clients, utilizing discretionary portfolio management, model portfolios, and third-party manager solutions with ongoing supervision.