Carroll Wayne Wilkerson

Trek Wealth Planning is for families who want real financial advice, not a sales pitch. We help you answer the big financial questions like: - How soon can I retire? - How much do I need saved before I can clock out for good? - How do I pay less in taxes? - How can I improve my investment returns? - How much can I expect to spend in retirement? We use our expertise, tools, and the latest technology to stress-test your retirement plan, giving you confidence in the best path forward. And we present it to you without all the financial jargon. Ultimately our mission is to provide transparent, personalized financial guidance that empowers you to make informed decisions and achieve your financial goals.

I am a Columbia, MO fee-only financial advisor serving clients locally and across the country. My firm, Harrison Financial Planning, provides comprehensive financial planning and investment management. I use both my technical competency as a Certified Financial Planner™, as well as my training as a Certified Financial Therapist-I™ to help guide my clients through any financial decisions they must make. Background My fascination with finance began before I even stepped foot in kindergarten when I discovered the eighth wonder of the world– compound interest. In 5th grade when asked to draw what I wanted to be when I grew up, I didn’t draw the customary teacher, doctor, or singer, but rather a stockbroker. And in middle school, instead of reading the typical teenage magazines, my father purchased me subscriptions to Money Magazine and Kiplinger. Prior to beginning my financial planning career I worked as a mortgage lender while attending graduate school and spent seven years as a commercial lender. As a financial planner, I am able to combine my love of finances and passion for helping individuals into a fulfilling career. In my downtime, I spend time with my husband, Jonathan, Group Practice Manager at the local Veterans’ Hospital, my two young sons, William and Alexander, and our dog, Carson. Education University of Missouri: Masters of Business Administration (MBA) Westminster College: Bachelors of Arts in Economics and Business Administration with concentrations in Finance, Management, and Entrepreneurship Certifications CERTIFIED FINANCIAL PLANNER™ Professional Certified Financial Therapist-I™ Professional Community Involvement University of Missouri Business School Master's Programs (Current Advisory Board Member) Mobility Worldwide-Columbia, MO (Past Board President & Board Member) Alzheimer’s Association-Greater Missouri (Past Board Member) Heart of Missouri Girls on the Run (Past Board Treasurer) Rotaract of Columbia (Past Board President)

George Hammontree is a financial advisor at HFP Investments in Columbia, MO, holding a Series 65 designation with nine years of industry experience. He has worked at multiple firms, including Sound Income Strategies LLC and Secure Investment Management, LLC, and maintains involvement with Hammontree Financial Partners, LLC. HFP Investments is an independent firm serving individual investors, high-net-worth individuals, trusts, and estates, managing approximately $3.56 million in assets. The firm offers discretionary asset management, portfolio review services, retirement income planning, and financial consulting, applying fundamental, technical, and cyclical analysis to portfolio construction.

Sarah Wells is the sole advisor at Fee-Only Financial Services LLC in Columbia, Missouri, holding a Series 65 license with 25 years of industry experience. She has served as an assistant professor and advisor at Columbia College for over 40 years and has been involved with Bluebell Hill Farm since 2017. Wells holds an inactive Missouri real estate broker license used exclusively for personal transactions. Fee-Only Financial Services LLC is a state-registered, single-advisor firm providing fee-only personal financial planning and investment advice to middle-income individuals and families on a single-engagement basis. The firm operates as an advice-only practice emphasizing modern portfolio theory principles and offers consulting without discretionary portfolio management or asset custody.

Timothy Sullivan is a CFP®-certified financial advisor with 15 years of industry experience, currently serving as the sole advisor at Clarity Financial in Columbia, MO. He has led Clarity Financial since 2011 and maintains an ownership role in Newgrange Properties, LLC, a residential rental property firm. Clarity Financial is a fee-only advisory firm providing comprehensive financial planning and investment advisory services to individuals, families, and small businesses. The firm emphasizes fixed-fee and hourly engagement models without commissions or performance-based fees, focusing on no-load mutual funds, ETFs, government securities, and coordinated retirement-account management under fiduciary standards.

Robert Almony is the principal of Robert A. Almony, Jr. LLC, an independent financial advisory firm based in Columbia, MO. He holds the Series 65 designation and has 14 years of industry experience. In addition to his advisory work, he has operated a tax consulting business for over 40 years, preparing individual tax returns and addressing federal and state tax issues. Robert A. Almony, Jr. LLC provides financial and retirement planning, portfolio analysis, and investment advice primarily to individual clients with varying ages and wealth levels. The firm focuses on strategic, broadly diversified asset allocations using no-load mutual funds and third-party research, avoiding market timing and individual stock recommendations. It operates as a fee-only adviser without custody of client assets, offering tailored planning under a fiduciary standard.