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Chad Cosens

Advisor at Creativeone Wealth, LLC

Updated today

Location

Fort Scott, KS

Credentials

Series 63, Series 65

Industry experience

13 years

About

Chad Cosens is a financial advisor with Creativeone Wealth, LLC, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. His prior roles include positions at Compass Financial Advisors and HBW Advisory Services LLC. Outside of finance, he serves on the Board of Trustees for Fort Scott Community College and is also a contract pilot through his aviation business, Cosens Aviation. CreativeOne Wealth, LLC provides fee-based asset management, financial planning, retirement plan consulting, and sub-advisory services to individuals, corporations, charitable organizations, and other RIAs. The firm employs a mix of proprietary ETF-based core models, third-party managers, and option strategies, supporting tailored suitability assessments and regular portfolio rebalancing.

Client services

Based on Creativeone Wealth, LLC

Financial planning Portfolio management Selection of other advisers Newsletters or periodicals Educational seminars or workshops Sub adviser services

Expertise

Based on Creativeone Wealth, LLC

Active portfolio management ESG / Sustainable investing Concentrated stock management Options & derivatives strategies Private / alternative investments

Occupation focus

Based on Creativeone Wealth, LLC

Executive Founder/Business Owner

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Fee options

Fixed

Financial Planning fees may be fixed per project; Investment Consultative Retainer fees based on fixed rate; fees negotiable.

Percentage

$0+: Negotiable, typically between 0.25% - 2.25% $0+: Under 'Floating Rate Method', combined fee example 1.75% (100 bps IAR + 55 bps program + 20 bps strategy), can vary with strategy fees $0+: Under 'Total Rate Method', total fee fixed (example 1.75%) with varying IAR and strategy fee portions

Commissions

Certain IARs receive commissions from sales of securities and insurance products via affiliated broker-dealer and insurance agency.

Project-based

Hourly rates for financial planning services disclosed in agreement and negotiable.

Other

Fee-only: Financial Planning fees negotiable; charged as fixed fee, hourly, monthly, or quarterly; hourly rates disclosed in agreement and negotiable.

Location

Fort Scott, KS

Most active in

Kansas · Texas

Work history

Creativeone Wealth, LLC

2022 - Present (4 years)

1842 Wealth Management, LLC

2022 - Present (4 years)

Cosens Aviation

2018 - Present (8 years)

Compass Financial Advisors

2013 - 2022 (9 years)

HBW Advisory Services LLC

2012 - 2022 (10 years)

Chad Cosens

2012 - 2018 (6 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

user avatar

Aaron M

Series 65

Fort Scott, KS

Creativeone Wealth, LLC

Aaron Malone is a financial advisor with CreativeOne Wealth, LLC, holding a Series 65 credential and with one year of industry experience. He has worked at CreativeOne Wealth and 1842 Wealth Management since 2024 and has managed sales for Win-Vent Windows since 2006. Outside of advisory work, Malone coaches various youth sports teams and serves as an elder on the board of Community Christian Church in Fort Scott, KS. CreativeOne Wealth, LLC provides fee-based asset management, financial planning, retirement plan consulting, and sub-advisory services to individuals, corporations, charitable organizations, and other RIAs. The firm employs a combination of proprietary ETF-based core models, third-party managers, and option-based strategies, supporting tailored assessments, regular rebalancing, and the use of sub-advisers across a large enterprise platform.

Active portfolio management ESG / Sustainable investing Concentrated stock management Options & derivatives strategies Private / alternative investments Executive Founder/Business Owner
user avatar

Trenton B

Series 63, Series 65

Fort Scott, KS

HBW Advisory Services LLC

Trenton Banwart is a financial advisor with HBW Advisory Services LLC in Fort Scott, KS, holding Series 63 and Series 65 designations and 17 years of industry experience. He has been affiliated with Compass Financial Advisors, LLC since 2012 and HBW Advisory Services since 2008. Outside of advisory work, Banwart is a contract pilot and owns an online webstore, Hairbow Center LLC. HBW Advisory Services manages approximately $1.75 billion in assets and serves individuals, families, charitable organizations, businesses, and retirement plans. The firm employs a blended investment approach combining tactical asset allocation, fixed income, and multi-manager diversification, and is notable for its high client load per advisor and its mix of retail, institutional, and intermediary services.

College savings (529s, UTMA, etc.)
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Jordan W

Series 63, Series 65

Fort Scott, KS

Cetera

Jordan Witt is a financial advisor with Cetera, holding Series 63 and Series 65 designations and 18 years of industry experience. He has been associated with Cetera and its affiliate Cetera Wealth Services, LLC since 2013. Outside of his advisory role, Witt is involved as a board member of the Fort Scott Area Community Foundation, co-owner of a local bookstore, and serves as vice president and treasurer of the Fort Scott Quarterback Club, a nonprofit supporting high school football. Cetera Investment Advisers serves individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors, offering a range of portfolio management, financial planning, and fiduciary solutions. The firm combines advisor-managed accounts, model portfolios, and third-party managed solutions with retirement and fiduciary capabilities integrated into its broader institutional platform.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Retired HENRY (High Earners, Not Rich Yet) Approaching retirement

Jamie A

Series 66

Fort Scott, KS

Edward Jones

Jamie Armstrong is a financial advisor at Edward Jones with 22 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, affiliated mutual funds, and tax-efficient services through a nationwide network of over 23,000 financial advisors.

Retirement income strategy Business exit / sale strategy Business succession planning General estate planning guidance Multi-generational wealth transfer Retired Founder/Business Owner Executive
user avatar

Angela V

Series 66

Ft Scott, KS

Edward Jones

Angela Van De Berghe is a financial advisor at Edward Jones with five years of industry experience. She holds the Series 66 designation and has worked at Edward Jones since 2020. Prior to that, she held positions in life and health insurance, telecommunications, and at Redemption Plus. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets, offering a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
user avatar

Tim H

CFP®, Series 66

Fort Scott, KS

LPL Financial

Tim Heiser is a CFP® with 27 years of industry experience, currently serving as a financial advisor at LPL Financial since 2021. His prior experience includes roles at Waddell & Reed, Inc., various insurance carriers, and operating his own CPA firm, Tim R. Heiser, CPA, P.A., where he provided tax preparation and accounting services. He is also a commissioned notary. LPL Financial offers advisory and brokerage services to a diverse client base, including individual investors, retirement plans, institutions, and high-net-worth households. The firm supports its advisors with in-house research and a variety of investment solutions ranging from model portfolios to customized discretionary arrangements.

Wealth management Retirement plans for business owners (SEP, solo 401k) College savings (529s, UTMA, etc.) Tax-loss harvesting Founder/Business Owner Retired
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