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Chad Michael Halder

Advisor at Cambridge Investment Research Advisors — Storm Lake, IA

Updated today

Credentials

CFP®, Series 63, Series 65

Experience

16 years

Location

Storm Lake, IA 50588

Cambridge Investment Research Advisors logo

Cambridge Investment Research Advisors

Institution

Total advisors

3,913

Across 2,203 offices

Clients per advisor

91 Typical

Avg AUM per client

$378,281 Low

HNW client ratio

13% Typical

About

Chad Halder is a CFP® professional with 16 years of industry experience, currently affiliated with Cambridge Investment Research Advisors. He has previously worked at Broker Dealer Financial Services Corp. and has also held a long-standing role at Citizens First National Bank. Halder serves as a trust officer at Citizens First National Bank and is a board member of the Storm Lake Hy-Noon Kiwanis as well as the Iowa Trust Association. Cambridge Investment Research Advisors is a large SEC-registered firm serving a wide range of clients, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals and provides access to proprietary and third-party model strategies across multiple custody platforms.

Client services

Based on Cambridge Investment Research Advisors

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops Market timing

Expertise

Based on Cambridge Investment Research Advisors

Wealth management Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Annuities

Occupation focus

Based on Cambridge Investment Research Advisors

Self-Employed

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Fee options

Fixed

For financial planning and consulting, flat fees generally do not exceed $25,000 but may be higher based on complexity; For WealthPort setup fee generally less than 1% of assets or $1,000

Percentage

$0 - $100,000: 1.50% $100,000 - $250,000: 1.25% $250,000+: 1.00%

Commissions

Financial Professionals acting as Registered Representatives receive commissions on securities and insurance sales

Project-based

Generally up to $500 per hour for financial planning and consulting services; up to $500 per hour for retirement plan advisory services

Subscriptions

Financial Wellness services paid by employer; flat or hourly fees per agreement

Other

Account minimum: $5,000 Minimum fee: Minimum WealthPort program fee of $250 annually for CAAP® and UMA accounts

Location

See office

Storm Lake, IA

529 Lake Ave.

Storm Lake IA 50588

Advisors at this office

1

Most active in

Iowa

Work history

16 years of industry experience

Cambridge Investment Research Advisors

2019 - Present • 7 years

Fairfield, IA

Cambridge Investment Research, Inc.

2018 - Present • 8 years

Storm Lake, IA

Broker Dealer Financial Services Corp.

2011 - 2018 • 7 years

Storm Lake, IA

Citizens 1 St Nat'l Bank

2004 - Present • 22 years

Storm Lake, IA

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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James M

CFP®, Series 66

Storm Lake, IA

Momentum Independent Network Inc.

James McNaughton is a CFP® professional with 21 years of industry experience, currently serving at Momentum Independent Network Inc. since 2009. He holds the Series 66 designation and operates out of Storm Lake, IA. Outside of his advisory role, McNaughton is involved in insurance and fixed annuity sales through separate business activities. Momentum Independent Network serves a diverse client base, including individual, high-net-worth, charitable, corporate, institutional, and banking/thrift clients. The firm provides investment advisory programs, managed accounts, financial planning, retirement plan consulting, and brokerage services, utilizing third-party managers and integrated platforms for investment management and account administration.

Tax-loss harvesting Wealth management Retirement income strategy Private / alternative investments Founder/Business Owner Retired Executive
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Aaron M

Series 66

Storm Lake, IA

Momentum Independent Network Inc.

Aaron Mcnaughton is a financial advisor at Momentum Independent Network Inc. with one year of industry experience. He holds the Series 66 designation and previously worked for Prince Manufacturing for 28 years. Momentum Independent Network Inc. serves individual, corporate, and institutional clients with investment advisory, portfolio management, financial planning, and brokerage services. The firm offers a range of managed account programs and combines multiple investment approaches, including asset allocation, quantitative, fundamental, and technical analysis, while integrating broker-dealer operations with banking and municipal advisory capabilities.

Tax-loss harvesting Wealth management Retirement income strategy Private / alternative investments Founder/Business Owner Retired Executive
user avatar

Ted R

Series 63, Series 65

Newell, IA

Principal Financial Services

Ted Ramaekers is a financial advisor with Principal Financial Services and holds Series 63 and Series 65 licenses. He has three years of industry experience, including roles at Principal Securities Inc and Principal Life Insurance Company since 2022, and prior experience at American Home Shield. Outside of his advisory work, he is a part-owner of KTM ROCKS LLC, a band-related LLC. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions.

Retired Founder/Business Owner
user avatar

Steven C

CFP®, Series 63, Series 65

Newell, IA

Principal Financial Services

Steven Culp is a financial advisor with Principal Financial Services, holding CFP®, Series 63, and Series 65 designations and bringing 41 years of industry experience. He has worked at Principal Securities Inc. since 2016 and has been involved with Olsen-Culp, Inc. and Principal Life Insurance Company since 2014. Outside of his advisory work, he serves as a board member of Bethel Baptist Church. Principal Securities provides brokerage and registered investment advisory services to a wide range of clients, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel stationed abroad. The firm offers financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions, utilizing various adviser and promoter arrangements.

Retired Founder/Business Owner
user avatar

Cole C

Series 66

Newell, IA

Principal Financial Services

Cole Collison is a financial advisor with Principal Financial Services and holds a Series 66 designation. He has two years of industry experience, including previous roles at F&G and Principal Life Insurance Company. His background includes work with Iowa State University and Kuemper Catholic High School. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed accounts.

Retired Founder/Business Owner
user avatar

Matt R

CFP®, ChFC®, Series 63

Newell, IA

Principal Financial Services

Matt Ramaekers is a financial advisor with Principal Financial Services, holding CFP® and ChFC® designations and over 37 years of industry experience. He has been associated with Principal Life Insurance since 1998 and Princor Financial Services Corporation since 1989. Outside of his advisory work, he is the owner of MaGIC Ag Ventures, LLC and is involved in group benefit and individual medical insurance sales. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, charitable organizations, corporations, and active-duty U.S. military personnel abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Retired Founder/Business Owner
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