Chad Lund

Anton Madsen is a CFP® with 12 years of industry experience, currently serving as an advisor at Stone Steps Financial, LLC. He has previously worked with XY Investment Solutions, LLC and NewLeaf Financial Guidance, LLC. Madsen is also the founder and owner of AdviserCo, Inc. Stone Steps Financial is a fee-only advisory firm that provides comprehensive financial planning and investment management primarily to individuals and high-net-worth clients. The firm employs a passive, asset-class-based investment approach using index mutual funds and ETFs to build tax-efficient, low-turnover portfolios tailored to client goals and risk tolerance.

Rhonda Kerkhoff is a financial advisor with Focus Financial, holding a Series 66 credential and 21 years of industry experience. She has been associated with OSAIC and Focus Financial Network since 2009. Kerkhoff serves on the advisory board of a local healthcare facility, CentraCare – Redwood. Focus Financial Network is an enterprise investment adviser managing approximately $6.3 billion through a network of 118 advisors. The firm serves individuals, pension plans, trusts, charitable organizations, and corporate clients, offering a range of managed accounts, third-party manager access, retirement plan consulting, and financial planning services.

Charles Theis is a financial advisor at Ameriprise with a Series 66 designation and four years of industry experience. Prior to joining Ameriprise in 2021, he worked at Minnwest Bank and held various roles in education and consulting. He serves as a trustee on the board of the Wabasso Area Baseball Association and is involved with Discover Downtown Redwood Falls, which organizes events to promote the local historic downtown area. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendation reports, supported by a centralized consulting team and algorithmic tools.

Duane Heiling is a financial advisor with Ameriprise, holding the ChFC® and Series 63 designations and bringing 32 years of industry experience. He has been with Ameriprise and its affiliated entities since 1993. Outside of his advisory role, he serves on the Board of Directors for RACF as secretary, acts as treasurer for Country Sno Riders, and holds a supervisory position with Willow Lake Township. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with substantial investable assets, providing detailed written recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to support clients, with a focus on assets managed within Ameriprise accounts.

Brett Bergeson is a financial advisor at Thrivent Investment Management with one year of industry experience. He holds a Series 66 designation and previously worked in education for several years, including roles at Redwood Area School District and Janesville-Waldorf-Pemberton School District. Outside of his advisory role, Brett serves as a deacon at the Evangelical Free Church in Redwood Falls, where he assists with building upkeep and material approvals. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a large network of advisors. The firm offers holistic, goal-based financial planning that covers a broad range of topics and allows clients to combine planning with managed-account programs under a consolidated billing option.

Nathan Scharlemann is a financial advisor with Thrivent Investment Management, holding the ChFC® and Series 66 designations and bringing 22 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2003. Outside of his advisory work, he serves as the secretary of the church council at St. John Lutheran Church, where he takes minutes for council and voters meetings. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofits, providing goal-based analyses and written recommendations across a range of financial topics. The firm’s approach separates planning from implementation and managed-account services, emphasizing ongoing plan reviews without discretionary trading authority.