Charles Marion Fetters

Richard Kos is a CFA® charterholder with six years of industry experience and is the principal advisor at Sursum Financial LLC in Madison, CT. He has previously worked at Merrill and Carolina Capital Markets, Inc., and has led Kos Consultants, an educational institutional consulting and marketing firm, since 2007. Sursum Financial is an independent registered investment adviser serving individuals, trusts, estates, business owners, family offices, and institutional and charitable clients. The firm employs a proprietary research-driven approach with a long-term orientation while incorporating shorter-term strategies and third-party manager relationships tailored to client objectives.

John Bubello is a CFP®-designated financial advisor with 20 years of industry experience. He is the principal at Compass Retirement, LLC, an independent firm he has led since 2011. Prior to founding Compass Retirement, he worked at Everlist, LLC from 2014 to 2017. Outside of his advisory role, he manages an income-producing real estate entity as a part-time activity. Compass Retirement, LLC serves individuals and high-net-worth clients with customized financial planning and discretionary portfolio management, as well as consulting services for retirement plan sponsors. The firm employs a diversified, asset-class allocation approach guided by Modern Portfolio Theory and focuses on retirement-plan clients, advising approximately $167 million in retirement-plan assets.

Dennis O'Connor is the sole advisor at Brae Head, Inc. in Essex, CT, holding Series 63 and Series 65 credentials with 21 years of industry experience. He has been with Brae Head, Inc. since 1997. Brae Head, Inc. provides fee-only, discretionary portfolio management and basic financial planning to individuals, families, trusts, businesses, and retirement plans, including charitable organizations. The firm uses a disciplined, systematic investment process based on Modern Portfolio Theory and actively manages diversified equity and fixed-income portfolios, serving a relatively small client base with approximately $82 million in assets under management.

Evan Wax is the principal advisor at Wax Asset Management LLC in Madison, CT, holding Series 63 and Series 65 licenses with 14 years of industry experience. He has led Wax Asset Management since 2011. Outside of his advisory role, he serves as an independent board member at Servotronics, Inc. Wax Asset Management LLC provides discretionary investment supervisory services to individual and high-net-worth clients, managing approximately $107.8 million across about 74 accounts. The firm employs a combination of fundamental and cyclical analysis, utilizing strategies including short sales and options writing, and conducts quarterly portfolio reviews with direct management of client assets.

John McCauley is the principal owner and sole advisor at McCauley Investment Advisors LLC in Guilford, CT, with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Sterne Agee Investment Advisor Services, Inc., Sterne Agee Financial Services, Inc., Wrp Investments, Inc., LPL Financial, and Main Street Management Company. Outside of advisory services, he owns a sole proprietorship focused on term, long-term care, and health insurance sales. McCauley Investment Advisors LLC provides portfolio management, financial planning, and pension consulting for individuals, high-net-worth clients, pension and profit-sharing plans, and charitable organizations. The firm uses a combination of fundamental, technical, quantitative, and modern portfolio theory analyses and implements both long- and short-term strategies including options trading.

Sally Kennedy is a CFP® and Series 65 licensed advisor with 12 years of industry experience. She is the sole advisor at Real Financial Planning, LLC, an independent firm based in Guilford, CT. In addition to financial planning, she is involved in tax preparation. Real Financial Planning serves individual clients and small businesses, offering fee-only, as-needed financial planning focused on cash flow, tax planning, education funding, retirement and estate planning, and investment selection. The firm emphasizes asset allocation, diversification, and tax considerations, providing written analyses without managing client assets or charging percentage-of-assets fees.