Charles Vinyard

Matthew Will is a CFP® professional with 17 years of experience in financial advising. He is currently the sole advisor at Wealth Accel, an independent firm where he has worked since 2015, including a four-year period at Birchcreek Wealth Management. Wealth Accel provides comprehensive wealth management services to individuals, high-net-worth clients, and small businesses, integrating investment management with personalized financial planning. The firm uses an evidence-based, rules-based investment approach that emphasizes diversification, cost and tax awareness, and systematic rebalancing, with portfolios that may include ETFs, mutual funds, individual securities, alternative investments, and private opportunities.

Micah Mc Collum is the sole advisor at McCollum Investment Advisors in Dayton, OH, holding a Series 65 designation with six years in the industry. His prior experience includes four years at Carnegie Investment Counsel. McCollum Investment Advisors provides discretionary portfolio management and financial consulting to individuals, trusts, estates, nonprofits, and business entities. The firm employs a predominantly tactical investment approach combining technical, fundamental, and cyclical analysis, with an emphasis on mitigating tail risks and using strategies such as margin and options consistent with client risk tolerance.

Ronald Alban is a financial advisor at Alban Investment Management, LLC with 23 years of industry experience. He holds a Series 65 designation and has been with Alban Investment Management since 2002. Alban Investment Management provides discretionary investment management and advisory services to individuals, families, trusts, and small businesses. The firm employs a combination of fundamental, cyclical, and long-term trend analysis to manage diversified portfolios using low-cost ETFs and discount execution, with quarterly reviews and performance reporting.

Elizabeth Li is a CFP® with 23 years of industry experience and serves as the principal and managing member of EHMLI Investment Advisors LLC. She has been affiliated with Royal Alliance Associates, INC. since 2003. In addition to her advisory role, Li is an adjunct instructor in economics and finance at Northern Kentucky University and provides tax preparation, estate planning, and insurance services through related business activities. EHMLI Investment Advisors LLC offers fee-based financial planning and portfolio management to individuals, trusts, estates, charitable organizations, and business entities. The firm integrates investment management with an affiliated CPA practice, emphasizing tax-efficient strategies and income needs while coordinating investment decisions with broader tax and estate planning considerations.

Gary Downie is the sole advisor at Wealth Pinnacle, Inc. in Centerville, Ohio, holding the CFA® designation and Series 66 license with 21 years of industry experience. He has led Wealth Pinnacle since 2007. Wealth Pinnacle provides investment supervisory services, financial planning, and consultations to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm employs an individualized approach to asset allocation and portfolio management, incorporating fundamental, economic, technical, credit, and yield-curve analysis, and serves a boutique client base including corporate and business clients.

Alisa Livesay is a CFP® credentialed financial advisor with 21 years of industry experience, currently operating at ALC Investment Advisory Services, LLC in Dayton, Ohio. She has been affiliated with the University of Dayton since 2005 and has owned ALC Financial Services since 1998. Outside of advising, she owns a business that produces and designs beaded jewelry and accessories. ALC Investment Advisory Services provides financial planning and portfolio management to individuals, trusts and estates, corporations, and pension and profit-sharing plans. The firm uses fundamental analysis to create individualized investment policies, generally favoring a longer-term approach while accommodating shorter-term strategies aligned with client goals.