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Christi Cristians

Advisor at Cambridge Investment Research Advisors

Updated today

Location

Erie, PA 16511

Credentials

Series 63, Series 65

Industry experience

26 years

About

Christi Cristians is a financial advisor with Cambridge Investment Research Advisors in Fairview, PA, holding Series 63 and Series 65 credentials and having 26 years of industry experience. She previously worked at Avantax Advisory Services and Avantax Investment Services, and she is also president of Luden's Financial Services. Outside of her advisory role, Cristians serves in leadership and board positions for several nonprofit organizations, including God's Hands and Feet Inc. and the Eric Danowski Transplant Hope Foundation. Cambridge Investment Research Advisors serves individual investors, retirement plans, and charitable organizations through a network of independent financial professionals. The firm offers financial planning, portfolio management, and retirement plan advisory services using a variety of account platforms and investment strategies.

Client services

Based on Cambridge Investment Research Advisors

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops Market timing

Expertise

Based on Cambridge Investment Research Advisors

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Annuities

Occupation focus

Based on Cambridge Investment Research Advisors

Retired Founder/Business Owner Executive

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Fee options

Fixed

Financial Planning and Consulting flat fees generally do not exceed $25,000; Financial Wellness flat fee agreements also offered; Retirement Plan Advisory flat fees negotiated

Percentage

$0 - $100,000: up to 1.50% $100,000 - $250,000: up to 1.25% $250,000+: up to 1.00%

Commissions

Financial Professionals may receive commissions in their capacity as Registered Representatives for securities and insurance products

Project-based

Financial Planning and Consulting hourly fees generally do not exceed $500/hour; Retirement Plan Advisory and Consulting Services up to $500/hour

Other

Account minimum: $25,000 Minimum fee: Setup fee generally the lesser of 1% of assets under management or $1,000; combined setup fee and advisory fee not to exceed 3% of AUM; service fee up to $300 Fee-only: Financial Planning and Consulting fees include flat fees up to $25,000, hourly fees generally not exceeding $500/hour, asset-based fees for investment consulting

Location

3525 Main St.

Erie, PA 16511

Most active in

Pennsylvania · Texas

Work history

Cambridge Investment Research Advisors

2022 - Present (4 years)

Cambridge Investment Research, Inc.

2022 - Present (4 years)

Avantax Advisory Services

2003 - 2022 (19 years)

Avantax Investment Services, Inc.

1999 - 2022 (23 years)

Luden's Financial Services

1987 - Present (39 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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John M

Series 63, Series 65

Erie, PA

Marsden Capital Management, LLC.

John Marsden is the sole advisor at Marsden Capital Management, LLC, an independent registered investment adviser based in Erie, PA. He holds Series 63 and Series 65 licenses and has 35 years of industry experience. Marsden has been with Marsden Capital Management since 1992 and also affiliated with JRM Securities during the same period. Marsden Capital Management provides discretionary portfolio management to individuals, high-net-worth clients, and business entities. The firm develops individualized investment plans based on client goals, time horizons, and risk tolerance, utilizing a range of securities and conducting regular account reviews.

Passive / index investing
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Harry E

Series 63, Series 65

Erie, PA

Evanoff Financial Advisors

Harry Evanoff is the sole advisor at Evanoff Financial Advisors in Erie, PA, holding Series 63 and Series 65 licenses with 47 years of industry experience. He has led his firm since 2003 and previously worked at Securities Service Network, Inc. for 17 years. Outside of his advisory role, Evanoff serves as president of the Baer Beach Association in Erie. Evanoff Financial Advisors provides discretionary portfolio management primarily for individual clients, including high-net-worth individuals and charitable organizations. The firm combines market timing with insurance brokerage services and manages approximately $20.5 million in client assets.

Wealth management
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Eric R

CFP®, CFA®, Series 65

Erie, PA

Robbins Wealth Management

Eric Robbins is a CFP®, CFA®, and holds a Series 65 license with 23 years of industry experience. He is the founder of Robbins Wealth Management and has served as an associate teaching professor at Pennsylvania State University since 2019. Robbins is also an author for Kaplan Schweser and Business Expert Press. Robbins Wealth Management advises individuals, high net worth clients, retirement plan participants, trusts, estates, charitable organizations, and small businesses. The firm offers portfolio management and financial planning along with tax preparation and trust accounting services, employing a strategic asset allocation approach with tactical use of equities, fixed income, and options strategies.

Active portfolio management Options & derivatives strategies Charitable giving & philanthropy
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Ryan W

CFP®, ChFC®, Series 66

Erie, PA

Elite Life Management LLC

Ryan Williams is a CFP® and ChFC® with nine years of industry experience. He is currently with Elite Life Management LLC, where he has worked since 2021, following roles at Bank of America and Merrill Lynch. Outside of his advisory work, Williams is a published author of a personal travel book and a silent partner in an athletic training facility. Elite Life Management provides discretionary and non-discretionary investment management and financial planning to individuals, high-net-worth investors, trusts, estates, legal entities, charitable organizations, and retirement plans. The firm employs a fundamental, generally long-term investment approach tailored to client goals and circumstances, utilizing ETFs, mutual funds, individual securities, and alternative investments when appropriate.

Wealth management Private / alternative investments Tax-loss harvesting Professional Athlete Founder/Business Owner
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James K

Series 66

Erie, PA

Roland Financial Wealth Management LLC

James Keller is a financial advisor with Roland Financial Wealth Management LLC in Erie, PA, holding a Series 66 designation and 11 years of industry experience. He has worked at several firms, including AE Wealth Management and TD Ameritrade. Keller is also involved in insurance sales through Roland Financial. Roland Financial Wealth Management LLC provides asset management, financial planning, and consulting services primarily to individual and high net worth clients. The firm customizes investment programs based on clients’ goals and risk tolerances and offers educational seminars in addition to managing approximately $69.2 million in discretionary assets.

General retirement planning Income planning Tax-loss harvesting Long-term care insurance Wealth management
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Russell M

Series 65

Erie, PA

Robbins Wealth Management

Russell Merwick is a financial advisor at Robbins Wealth Management in Erie, PA, holding a Series 65 designation with 11 years of industry experience. He has been with Robbins Wealth Management since 2014. Robbins Wealth Management serves individuals, high net worth clients, retirement plan participants, trusts, estates, charitable organizations, and small businesses by offering portfolio management, financial planning, and additional services such as tax preparation and trust accounting. The firm employs a strategic asset allocation approach supplemented by tactical investments in equities, fixed income, and options, managing a large asset base with a three-advisor team.

Active portfolio management Options & derivatives strategies Charitable giving & philanthropy
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