Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Credentials
Series 63, Series 65
Experience Industry experience
17 years
Location
Amherst, MA 01002
Capital Analysts
Multi-team
Christian Sulmasy is a financial advisor at Capital Analysts with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Lincoln Investment, Love, Jarominski And Raymond LLP, and The Nathan Agencies. Outside of his advisory role, he is the owner, president, and secretary of The Nathan Agencies, an S-Corp involved in insurance and tax-related activities. Capital Analysts serves retail and institutional clients, including high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm provides portfolio management, custom and model portfolios, third-party manager access, and retirement-plan advice through a nationwide network of advisors and in-house investment management.
Based on Capital Analysts
Based on Capital Analysts
Wrap Fee Programs charge a bundled flat fee covering advisory, transaction, and clearing costs (exact fees detailed in Wrap Fee Program Brochure). Certain flat fees paid to Lincoln Investment for training and support also exist but are not client fees.
$0 - $133,333: 0.15% or $200 minimum annual fee (the $200 minimum results in a higher effective percentage fee for smaller accounts) $133,334 - $500,000: 0.15% $500,001 - $1,000,000: 0.12% $1,000,001 - $2,000,000: 0.10% $2,000,001+: 0.08%
Minimum fee: Minimum annual administrative fee of $200 assessed monthly ($16.67/month) for Client Custom Portfolios and Advisor Managed Model Portfolios custodied at Pershing. Fee-only: Advisory fees based on assets under management, with negotiable fees up to a maximum of 1.25% annually charged by the Advisor.
Amherst, MA Gatehouse Rd
20 Gatehouse Rd
Amherst MA 01002
Advisors at this office
6
Massachusetts
17 years of industry experience
The Nathan Agencies
2014 - Present • 12 years
Amherst, MA
Love, Jarominski And Raymond, Llp
2012 - Present • 14 years
North Grafton, MA
Lincoln Investment
2009 - Present • 17 years
Fort Washington, PA
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Is not active or affiliated with:
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
CFP®
Hadley, MA
Fee-Only Financial Planning
David Martula is a CFP® professional with 21 years of industry experience. He has been the sole advisor at Fee-Only Financial Planning since 1991. Fee-Only Financial Planning serves individual clients, including high-net-worth households, by providing financial planning and discretionary portfolio management. The firm emphasizes a low-cost, buy-and-hold investment approach using no-load mutual funds, tailoring recommendations to clients’ goals and life stages.
Series 66
South Hadley, MA
Pioneer Financial, Inc.
Edward Wall is the owner and sole advisor at Pioneer Financial, Inc. in South Hadley, MA, with 20 years of industry experience. He holds the Series 66 designation and has been with Pioneer Financial since 2004. In addition to investment advisory services, he provides tax preparation and accounting through his firm. Pioneer Financial, Inc. offers discretionary portfolio management primarily for individual investors and non-profit organizations, combining investment advisory services with tax preparation and insurance activities. The firm employs a goal-oriented approach using fundamental analysis, ongoing monitoring, and monthly account reviews.
Series 63, Series 65
Holyoke, MA
Momentum Investment Management, LLC
Thomas Homan is a financial advisor with Momentum Investment Management, LLC in Holyoke, MA. He holds Series 63 and Series 65 designations and has 18 years of industry experience. Homan has led Momentum Investment Management since 2010. Outside of his advisory role, he owns and manages a rental property business. Momentum Investment Management is an independent, single-advisor firm providing discretionary portfolio management and hourly financial planning primarily to individual clients, including high-net-worth individuals. The firm employs a combination of charting, fundamental and technical analysis, and uses derivatives and margin strategies in client accounts, with all portfolio oversight conducted by Homan.
Northampton, MA
Beacon Investment Advisers, LLC
Francis Collins is a financial advisor at Beacon Investment Advisers, LLC with 21 years of industry experience. He has managed Beacon Investment Advisers since 1999 and has operated his own law firm, Francis E. Collins, P.C., since 1973. In addition to his advisory work, he maintains a legal practice and is a licensed real estate broker. Beacon Investment Advisers provides discretionary portfolio management and financial planning primarily for individual investors, trusts, and IRAs. The firm integrates investment services with legal and real estate expertise, focusing on long-term equity selection and balance-sheet analysis while offering tax preparation and accommodating client investment preferences.
CFP®, ChFC®, Series 63
Amherst, MA
Quabbin Advisors
Megan Donnelly is a CFP®, ChFC®, and Series 63-registered financial advisor with 14 years of industry experience. She is the sole advisor at Quabbin Advisors, an independent firm she has been with since 2012. Quabbin Advisors provides fee-only financial planning and investment advisory services to individuals, families, nonprofit organizations, and businesses. The firm emphasizes a largely non-discretionary approach to client assets, focusing on long-term, fundamental buy-and-hold strategies with low-fee mutual funds and ETFs, and maintains regular portfolio reviews following planning engagements.
Series 63, Series 65
Granby, MA
Strategic Planning Associates
Pamela Desjardins is a financial advisor at Strategic Planning Associates in Granby, MA, with 16 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with Elite Investment Team, LLC since 2018. In addition to her advisory role, she is involved in the sale of life and health insurance, long-term care insurance, and fixed annuities. Strategic Planning Associates provides financial planning and discretionary portfolio management services to individuals, retirement plans, trusts, estates, charitable organizations, and business clients. The firm offers tailored asset-allocation models implemented on a discretionary basis and emphasizes a small-scale, relationship-focused approach.
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