Christine Florence Heim

Bill Pauley, CFA, CFP® is the founder and portfolio manager at Southernmost Advisors with almost 20 years of industry experience. Southernmost Advisors is a quantitatively driven family office that is a fee only, commission free financial advisory firm. Their family office service model is fully integrated across retirement income, tax, investment management, estate/legacy, insurance, and cashflow.

Gurkan Tapa is the principal of Tapa Private Wealth Inc. in Key West, FL, holding a Series 65 designation with one year of industry experience. Prior to founding his independent firm, he worked at Elite Consulting LA Inc. and Uber Technologies Inc. He also serves as Vice President and Enrolled Agent at Elite Consulting LA, where he provides tax preparation, bookkeeping, and strategic tax consulting services. Tapa Private Wealth Inc. primarily serves pooled vehicles, institutional clients, small businesses, and individuals, offering discretionary portfolio management alongside financial consulting, planning, and tax-related services. The firm’s investment approach centers on diversified discretionary strategies tailored to five core allocation profiles, integrating tax preparation and planning within its advisory services.

Jack Niles Jr. is a financial advisor at ProVise Management Group, LLC with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Niles, Kight & Company, PLLC since 2010 and at Kestra Investment Services, LLC and NFP Advisor Services from 2004 to 2023. In addition to his advisory role, he is a partner at Niles, Kight & Company, PLLC, providing consulting and tax/accounting services. ProVise Management Group serves individuals, retirement plans, trusts, estates, and charitable organizations, offering portfolio management, financial planning, and retirement plan consulting. The firm utilizes a range of investment vehicles and custodial platforms, incorporates pre-approved AI tools with human oversight, and maintains policies addressing liquidity and cybersecurity risks.

Karen Vaught is a Series 66 licensed advisor with nine years of industry experience, currently serving at Consolidated Portfolio Review Corp. She previously worked at Vanderbilt Financial Group, J.W. Cole Advisors, J.W. Cole Financial, Leeward Wealth Management, and Edward Jones. Outside of her advisory role, she is involved in her family’s real estate business and serves as treasurer for the Sister Season Fund, a charitable organization. Consolidated Portfolio Review provides investment management and financial planning services to individual and institutional clients through a multi-advisor platform. The firm’s approach combines strategic asset allocation with fundamental and technical analysis, offering both proprietary and third-party managed portfolios.

Diana Davis is a CFP® professional with 30 years of experience in financial advising. She has worked with Money Concepts Advisory Service and Money Concepts Capital Corp since 1997. Davis serves in the U.S. Army and is involved in educational and veteran-related organizations, including Mainely Education, Inc., Women Military Aviators, and the William Weech American Legion Post 168. Money Concepts Advisory Service provides investment advisory, financial planning, and consulting services to a diverse client base, including individual investors, pension plans, trusts, and corporations. The firm employs model-driven and asset-allocation strategies and offers both discretionary and non-discretionary programs supported by multiple portfolio solutions and third-party service providers.

Monica Mc Kenna is a financial advisor with First Command Advisory Services and holds a Series 66 designation. She has eight years of industry experience, including prior roles at First Command Insurance Services and First Command Financial Planning. She is also president of McKenna Team LLC, an investment-related business. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed through a centralized Investment Management Team and Wealth Portfolio Managers.