Christopher Raye Howell

Timothy Monson is a Series 65-licensed advisor with Fiat Wealth Management in Orangeville, PA, where he has worked since 2022. He has four years of industry experience and previously worked for eight years at Hawkins Chevrolet. Outside of advising, Monson owns and operates an automotive detailing business. Fiat Wealth Management is an SEC-registered advisory firm managing approximately $517 million in assets with a team of 13 advisors. The firm serves individuals, pensions, trusts, charitable organizations, and business entities, offering services including financial planning, discretionary portfolio management, and tax-related planning. Fiat uses third-party model portfolios and sub-advisers, emphasizing tax-sensitive strategies and a range of investment products.

Brad Warhurst is a financial advisor at Capital Analysts with 19 years of industry experience. He holds a Series 66 credential and has worked at Lincoln Investment Planning, Inc. since 2007. Outside of his advisory role, he is involved in a real estate partnership with his wife focused on long-term investment properties and also provides fixed life insurance, annuities, Medicare plans, disability, and long-term care insurance to clients. Capital Analysts serves a diverse client base including individuals, high-net-worth investors, retirement plans, trusts, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management with a proprietary investment approach and maintains affiliations that allow advisors to engage in outside business activities alongside advisory services.

Brent Traugh is a financial advisor with Capital Analysts based in Bloomsburg, PA. He holds a Series 63 designation and has 25 years of industry experience, including over two decades with Lincoln Investment Planning, Inc. Brent is also licensed as a life insurance agent and writes applications for life insurance and fixed annuities. Capital Analysts serves a diverse client base, including individuals, high-net-worth investors, retirement plans, trusts, and corporate clients. The firm utilizes discretionary and non-discretionary portfolio management strategies supported by an in-house investment management and research team that employs proprietary mutual fund screening and offers customized advisory solutions.

Lynn Appelman is a financial advisor with Trustmont Advisory Group, Inc., holding the Series 63 designation and bringing 42 years of industry experience. She has been with Trustmont Advisory Group and its affiliated entity since 2004. Outside of advisory work, she owns land used for an agricultural program. Trustmont Advisory Group serves a diverse client base, including individuals, pension plans, trusts, and corporations, offering services such as financial planning, discretionary portfolio management, and group seminars. The firm employs a long-term investment approach drawing on a wide range of public research sources and manages approximately $1.3 billion in assets.

Andrea Empie is a CFP® professional with 22 years of industry experience, currently serving at Hornor, Townsend & Kent, LLC since 2015. She also holds roles in insurance sales and service, including as an agent with Penn Mutual Life Insurance Company and as a member of Daddio Financial Advisors LLC, focusing on life insurance brokerage. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm combines advisory and broker-dealer services and maintains a dual registration as an SEC-registered adviser and FINRA-member broker-dealer.

James Mccann is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 licenses and 42 years of industry experience. He has worked at Principal Life Insurance Company and Principal Securities, Inc. since 2016 and 2018, respectively. Mccann serves as board chair and finance committee member for Central Susquehanna Sight Services and is an advisory board member of the Community Giving Foundation, a local organization that distributes grants to nonprofit social service agencies. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers financial planning, retirement plan consulting, and access to third-party money manager programs under various advisory and promoter arrangements.