Clifford Lee Roy Brown

Tyler Henderson is a Certified Financial Planner® with 17 years of industry experience. He is currently with Monterey Wealth, where he has worked since 2022, following previous roles at Oxford Financial Partners and MML Investors Services Inc. His credentials include the CFP® and Series 63 designations. Monterey Wealth provides investment advisory and financial planning services to individuals, including high-net-worth clients, as well as corporations and pension and profit-sharing plans. The firm employs a range of strategies tailored to client objectives, including asset allocation, dollar-cost averaging, and both short- and long-term purchase approaches.

Matthew Yerkes is a financial advisor at Shea Financial Advisors in New Richmond, OH, holding a Series 65 designation with 25 years of industry experience. He has been with Shea Financial Advisors since 2015. Shea Financial Advisors provides fee-only financial planning and discretionary investment management primarily to individuals and families, emphasizing a long-term, buy-and-hold investment approach with strategic asset allocation across various equity classes and fixed income. The firm integrates tax planning and preparation into many engagements and manages accounts on a discretionary basis, occasionally delegating to independent managers while maintaining oversight.

Dinah Bird Westerfield is a CFP® professional at Keating Financial Advisory Services with 14 years of industry experience. Her prior roles include positions at PNC and BB&T Bank. She is also the sole owner and president of River Inc., operating Baker-Bird Winery & Distillery. Keating Financial Advisory Services primarily serves pension and profit-sharing plans, corporate retirement plans, and other institutional clients, managing $330 million in plan assets. The firm provides investment management and consulting services using both discretionary and non-discretionary approaches, employing a range of investment vehicles including mutual funds, ETFs, equities, and fixed income.

William Smith is a financial advisor with RFG Advisory, LLC, holding Series 63 and Series 66 licenses and 29 years of industry experience. He has a history with several firms, including Arbor Point Advisors, Securities America Advisors, and E. Thomas & Associates Inc., where he also manages tax planning and business services for individuals and small businesses. RFG Advisory is a multi-team registered investment adviser serving over 17,000 clients with approximately $8 billion in assets under management. The firm offers portfolio management, financial planning, and retirement consulting, utilizing a mix of active and passive strategies, including alternative investments and tax-aware approaches.

Carter Hench is a CFP® certificant with six years of industry experience, currently serving as a financial advisor at Savvy since 2025. Prior to joining Savvy, he worked at Colorado Wealth Group for four years and held positions at The O.N. Equity Sales Company, Family Financial Partners, and LJ DeWeese Company. He is also the owner and managing member of The Financial Takeoff LLC, an entity focused on creating personal finance content for social media. Savvy provides investment and financial planning services to individuals, trusts, businesses, ERISA plan sponsors, and charitable organizations. The firm combines a primarily index-based, long-term investment approach with active equity portfolios, tax-aware direct indexing, and specialized fintech tools to deliver customized financial solutions.

James Keith is a financial advisor with RFG Advisory, LLC in Williamstown, KY, holding Series 63 and Series 65 designations and 15 years of industry experience. His prior work includes roles at Arbor Point Advisors and Securities America, Inc. He is also the owner and advisor of ETA Investments, a separate advisory and insurance business. RFG Advisory is a multi-team registered investment adviser with approximately 178 advisors managing around $8 billion for more than 17,000 clients. The firm serves individuals, high-net-worth households, trusts, retirement plans, and institutional accounts with a mix of discretionary portfolio management, financial planning, and alternative investment solutions.