Coleen Suzette Edwards

Justin Cook is a financial advisor at Ambition Financial LLC in Nipomo, CA. He holds a Series 65 designation and has over 12 years of combined experience, including his corporate finance role at Cisco Systems since 2015. Ambition Financial LLC is an independent firm that provides fee-only wealth management and financial planning services primarily to individuals and high-net-worth clients. The firm’s investment approach emphasizes modern portfolio theory, asset allocation, and passive strategies using mutual funds and ETFs, along with access to third-party managers and model portfolios.

Peggy Van Hook is a financial advisor at Finances For Real Life with five years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including LPL Financial and Wanda T Toro LLC. Outside of her advisory role, she is a commissioned notary in the State of California. Finances For Real Life serves individual and high-net-worth clients, offering discretionary portfolio management, financial planning, and consulting. The firm employs a combination of analytical methods and long-term strategies, including ESG investing, and manages approximately $108.6 million in assets.

Paul Kramer is a financial advisor at Miles Brown Asset Management with a Series 65 credential and one year of industry experience. His prior work includes roles at Kramer Wealth Management, Miles Brown and Associates, and several companies outside of finance, such as OhmConnect Inc and Vision Dental Plan Inc. Miles Brown Asset Management provides fee-only, fiduciary advisory services to individuals, families, trusts, and retirement and profit-sharing plans. The firm offers discretionary investment management using individual securities, mutual funds, ETFs, and options, along with a proprietary automated ETF-only platform for smaller accounts.

Paul Laughton is a financial advisor with Diversified Capital Group, holding Series 63 and Series 65 registrations and 24 years of industry experience. He has been with Diversified Capital Management LLC since 2007. Outside of his advisory work, Laughton serves as the president of a homeowners association in Park City, Utah. Diversified Capital Group provides discretionary asset and portfolio management services primarily to individual and high-net-worth clients. The firm employs multiple analysis methods and a range of strategies, focusing on individualized portfolios with continuous monitoring and periodic rebalancing.

Wanda Toro is a CFP®-certified financial advisor with 27 years of industry experience. She currently serves at Finances For Real Life and has a background that includes working with LPL Financial and operating her own advisory entity, Wanda T Toro, LLC. Outside of her advisory work, she is involved in sports coaching through a home-based business. Finances For Real Life serves individual and high-net-worth clients by providing discretionary portfolio management, flat-fee financial planning, and ad-hoc consulting. The firm uses a variety of analytical methods to tailor portfolios and manages approximately $86 million for around 122 clients.

Thorne O Connell is a financial advisor with X Advisors, LLC in Santa Maria, CA, holding a Series 66 designation and two years of industry experience. His background includes roles at Pash & Benson International, Independent Financial Group, and Cambridge Investment Research, among others. X Advisors, LLC provides investment advisory and financial planning services to individuals, trusts, corporations, and retirement plans. The firm’s investment approach includes tailored portfolios using a combination of active strategies and indexing, offering both discretionary and non-discretionary services.