Daniel Gonzales

Jeremiah Sanchez is a financial advisor at Crescendo Wealth Group LLC in San Antonio, TX, holding Series 63 and Series 65 licenses with four years of industry experience. His prior roles include positions at Merrill Lynch, Victory Capital, and Bukaty Financial. He is also the owner of Crescendo Private Wealth Advisory, LLC, an independent licensed insurance agency that is currently inactive. Crescendo Wealth Group provides ongoing portfolio management for individual clients and consulting services to pension and employee benefit plans. The firm employs long-term investment strategies supported by quantitative methods and offers a range of investment vehicles while also directing clients to third-party managers when appropriate.

Anand Bhakta is a financial advisor at Citigroup Global Markets with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Citigroup since 2015. Outside of his advisory work, he is the owner of KBAB LLC, a beer sales business based in San Antonio, TX. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and custody services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and combines large institutional scale with unique market roles such as operating as a swap dealer and futures commission merchant.

Issac Gonzalez Jr. is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Wells Fargo, Bank of America, Merrill, and Platinum Wealth Solutions of Texas. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains distinct institutional capabilities, including in-house research and derivatives services.

Theodoro Guzman Jr. is a financial advisor with Citigroup Global Markets who holds Series 63 and Series 66 credentials and has three years of industry experience. He has been with Citibank, N.A. since 2013. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs combined with broker-dealer execution and custody services.

David Harris is a financial advisor with Citigroup Global Markets in San Antonio, TX, holding Series 63 and Series 66 licenses and possessing eight years of industry experience. Prior to joining Citigroup in 2019, he worked at firms including USAA Financial Advisors, TD Ameritrade, and Credit Human Federal Credit Union. Outside of his advisory role, he owns and operates a small real estate business focused on single-family home purchases and rentals. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and maintains institutional-scale operations, including in-house research and specialized execution capabilities.

Ryan Robles is a financial advisor with Citigroup Global Markets in San Antonio, TX, holding Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Citigroup, he worked at Equitable Advisors and has a background that includes various roles outside the financial industry. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and security-pricing activities, operating at a large institutional scale with specialized market roles.