Daniel Joseph Wheeler

Ralph Williams Jr. is a CFP® professional with 50 years of industry experience, currently serving as the sole advisor at Sage Wealth Solutions, LLC. He previously worked for Centaurus Financial, Inc. for 17 years before founding his current firm in 2025. Outside of his advisory role, he is active as a director of music at Lancaster United Methodist Church and operates a college admission and financial aid consulting business. Sage Wealth Solutions is an independent investment adviser based in California, providing portfolio management and financial planning services to individuals, high net worth clients, trusts, estates, and business entities. The firm employs a multi-disciplinary investment process combining quantitative, fundamental, technical, cyclical, and economic analysis, and offers project-based financial planning with a particular focus on college planning.

Christina Hartman is a financial advisor with Capital Narrative Wealth Management in Lancaster, CA. She holds a Series 66 designation and has approximately one year of industry experience. Her prior work includes roles at Edward Jones, Crowe LLP, GoodRx, and KPMG LLP. In addition to advising, she is a licensed CPA who provides accounting services separate from her advisory practice. Capital Narrative Wealth Management is an independent firm offering fee-only financial planning and non-discretionary investment management to individuals and high-net-worth clients. The firm develops personalized investment policies and uses a combination of passive and active strategies focused on asset allocation, incorporating ESG approaches when requested.

Marcus Mann is a financial advisor at Prosperity Planning and Advisory, LLC in Lancaster, CA, holding Series 63 and Series 65 licenses with one year of industry experience. He has operated as a self-directed investor since 2009, focusing on short-term trading of stocks and futures. In addition to his advisory role, Mr. Mann is a licensed insurance agent in California, selling life insurance and fixed annuities. Prosperity Planning and Advisory, LLC serves individuals, families, high-net-worth clients, and small business owners with personalized financial planning and non-discretionary investment guidance. The firm emphasizes a goals-driven, long-term investment approach using core-and-satellite portfolios and offers educational seminars and estate-planning facilitation through third-party platforms.

Troy Flowers is a financial advisor at Cash Flow Technologies with Series 63 and Series 65 credentials and two years of industry experience. He has an extensive background at LegalZoom, where he has worked since 2007. Cash Flow Technologies is an independent firm specializing in discretionary portfolio management with a focus on covered option-selling strategies for institutional and pooled accounts. The firm also provides project-based advisory services, including financial planning, portfolio reviews, and retirement plan analysis, offering both ongoing management and one-time or hourly consulting engagements.

Mayank Madhavani is a CFP® and PFS™ credentialed advisor with three years of experience at Neya Capital. He also serves as a manager and partner at Burkey Cox Evans & Bradford Accountancy Corp., a CPA firm. Prior to his current roles, he worked at KPMG, LLP for four years. Neya Capital provides financial planning and portfolio management services to individual investors and select institutional clients, including retirement plan sponsors and small charitable organizations. The firm emphasizes passive, diversified portfolios using low-cost index funds and ETFs, and offers tax-aware strategies, pension consulting, and client education.

Jazzmine Thomas is a financial advisor at Acrylic Financial, Inc. with five years of industry experience and holds a Series 65 designation. She is also a part owner of Top Shelf Financial LLC and maintains a life insurance license. Prior to her current roles, she worked at High Desert Medical Group and People Helping People. Acrylic Financial, Inc. provides portfolio management and financial planning services to individuals, including high-net-worth clients, other advisers, corporations, and pooled investment vehicles. The firm employs a combination of asset-allocation frameworks, active momentum models, and both fundamental and technical analysis to tailor investment programs to client goals and risk tolerance.