Daniel Theodore Polster

Matthew Etzler is a CFP® certificant and Series 63 license holder with 23 years of industry experience. He has been the sole advisor at Etzler Financial Advisors, LLC since 2005. Etzler Financial Advisors serves individuals, families, trusts, and employer plan sponsors, including nonprofit organizations, offering comprehensive and a la carte financial planning, retirement and tax advice, insurance and estate-conservation guidance, and employer retirement plan consulting. The firm operates as a fee-only practice emphasizing a globally diversified, long-term buy-and-hold investment approach, with a notable focus on retirement plan fiduciary services and non-discretionary asset management.

Alan Foley is a CFP® and ChFC® credentialed advisor with Ameriprise in Red Bluff, CA, bringing 36 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Foley owns an outdoor guide website, Northstate Outdoors, which includes patent ownership. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service focused on retirement-income planning through written recommendation reports and ongoing advice. The firm integrates proprietary research, third-party data, and algorithmic analysis, operating within a defined investment framework that includes affiliated product options.

Eric Frey is a financial advisor at Raymond James Financial with 34 years of industry experience. He holds a Series 63 designation and has worked at Raymond James Financial since 2009. Outside of his advisory role, he serves as a health insurance agent. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional clients. The firm uses tailored, non-discretionary planning and analytical tools to address client goals and supports municipal and public finance work through a unique municipal advisor affiliation.

Stephen Cheffet is a financial advisor at Edward Jones in Red Bluff, California, with eight years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2017. Prior to his current role, he worked for AstraZeneca, LP from 2004 to 2017. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory strategies and investment solutions, operating under a fiduciary standard and managing approximately $1.01 trillion in assets.

Zachary Mustaine is a financial advisor at Edward Jones with 11 years of industry experience. He holds a Series 66 designation and has held positions at Edward Jones, Bank of America, Merrill, and Golden Valley Bank. Mustaine is currently based in Red Bluff, CA. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including high-net-worth households and corporate entities. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory services under a fiduciary standard through a nationwide network of financial advisors.

Kacy Lotz is a Series 66-licensed financial advisor with 19 years of industry experience. She currently works with LPL Financial and previously held roles at Stifel and Wells Fargo Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, employing both discretionary and non-discretionary management supported by research and model portfolios.