Daniel Theodore Polster

Matthew Etzler is a CFP® certificant and Series 63 license holder with 23 years of industry experience. He has been the sole advisor at Etzler Financial Advisors, LLC since 2005. Etzler Financial Advisors serves individuals, families, trusts, and employer plan sponsors, including nonprofit organizations, offering comprehensive and a la carte financial planning, retirement and tax advice, insurance and estate-conservation guidance, and employer retirement plan consulting. The firm operates as a fee-only practice emphasizing a globally diversified, long-term buy-and-hold investment approach, with a notable focus on retirement plan fiduciary services and non-discretionary asset management.

Alan Foley is a CFP® and ChFC® credentialed advisor with Ameriprise in Red Bluff, CA, bringing 36 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Foley owns an outdoor guide website, Northstate Outdoors, which includes patent ownership. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service focused on retirement-income planning through written recommendation reports and ongoing advice. The firm integrates proprietary research, third-party data, and algorithmic analysis, operating within a defined investment framework that includes affiliated product options.

Eric Frey is a financial advisor with Raymond James Financial, holding a Series 63 designation and 35 years of industry experience. He has been with Raymond James Financial since 2009 and has been involved with the Kelly Griggs Museum since 2006. In addition to his advisory role, he works as a health insurance agent. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional entities. The firm offers tailored, non-discretionary planning using analytical tools to support client goals, and maintains a unique affiliation with a municipal advisor to support its public finance work.

Stephen Cheffet is a financial advisor at Edward Jones in Red Bluff, California, with eight years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2017. Prior to his current role, he worked for AstraZeneca, LP from 2004 to 2017. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory strategies and investment solutions, operating under a fiduciary standard and managing approximately $1.01 trillion in assets.

Zachary Mustaine is a financial advisor at Edward Jones with 11 years of industry experience. He holds a Series 66 designation and has held positions at Edward Jones, Bank of America, Merrill, and Golden Valley Bank. Mustaine is currently based in Red Bluff, CA. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including high-net-worth households and corporate entities. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory services under a fiduciary standard through a nationwide network of financial advisors.

Kacy Lotz is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 19 years of industry experience. Her career includes positions at Mechanics Bank, STIFEL, Wells Fargo Clearing, Edward Jones, and Essex National Securities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and institutions, offering a range of financial planning, portfolio management, and institutional platforms with both discretionary and non-discretionary strategy options.