David Michael Jullie

Raymond Gazelle Jr. is a CFP® professional with 19 years of experience, operating as the sole advisor at his independent firm, Raymond L. Gazelle Jr., since 2005. His background includes providing consulting services to small banks on internal operations and data processing. The firm offers comprehensive financial and investment planning services to individuals as well as corporate and nonprofit clients, frequently collaborating with financial officers or committees. It uses a long-term, strategic portfolio allocation approach focused on asset allocation, diversification, and mutual fund and ETF selection, delivering advice on a consultative, non-discretionary basis without managing client assets.

Thomas Campi is a CFP® and Series 66-registered advisor with 22 years of experience. He is the sole advisor at Index Portfolio Tools Advisors, an independent firm he has led since 2011. In addition to his financial advisory work, Thomas is a board-certified psychiatrist practicing adult and child psychiatry, and he is involved in mental health media and intellectual property ventures related to wellness. Index Portfolio Tools Advisors provides fee-based investment management and asset allocation advice to individuals, trusts, estates, small businesses, and retirement plans. The firm manages approximately $20 million in client assets, utilizing market index data and academic research to guide portfolio construction with stocks, mutual funds, ETFs, and municipal securities.

Christopher Oland is a financial advisor at Harmony Wealth Advisors, LLC with nine years of industry experience. He holds Series 66 and Series 65 licenses and has previously worked at firms including Morgan Stanley, LPL Financial, and Merrill. Outside of advisement, he is a partial owner of Preserve, a restaurant in Annapolis, MD, and serves as President of Southern Maryland Little League. Harmony Wealth Advisors, LLC provides portfolio management and financial planning services to individuals, pension plans, corporations, and charitable organizations. The firm manages approximately $22 million in client assets using a non-discretionary approach that combines cyclical and fundamental analysis with modern portfolio theory.

Jacolyn Wetmore is the principal advisor at JWC Capital Management, LLC, an independent firm based in Annapolis, MD. She holds Series 63 and Series 65 licenses and has 15 years of industry experience, including prior roles at United Income, Inc. and Calvert Investment Counsel. JWC Capital Management provides fee-based, individually tailored portfolio management services to individuals, qualified retirement plans, trusts, estates, and charitable organizations. The firm employs fundamental analysis and manager-level evaluation primarily with exchange-traded funds, mutual funds, exchange-listed securities, and corporate debt, offering both discretionary and non-discretionary management.

Edwin Stone Jr. is a financial advisor at Shore Financial Advisors, LLC with one year of industry experience. He holds Series 63 and Series 65 designations and has previously worked at White Oak Wealth Management and Tred Avon Family Wealth. In addition to his advisory role, he operates a business consulting practice through a single-member LLC. Shore Financial Advisors, LLC is an independent, single-advisor firm serving high-net-worth individuals, charitable organizations, and business entities. The firm offers tailored portfolio management using a range of analytical methods and investment instruments, focusing on customized strategies and ongoing portfolio monitoring.

Liz Yoder is the owner of Dependent Financial Planning, specializing in serving individuals with disabilities, their families and organizations that support and employ them nationwide. Her clientele ranges from those with high support needs to those requiring less intensive assistance. The company’s goal is to facilitate pathways toward greater independence and integration for individuals with disabilities through financial planning. After college, Liz resided in a L’Arche home, where she served as a live-in direct support provider and community member for adults with Intellectual and Development Disabilities (IDD), alongside four other caregivers. She spent her time in the community building relationships and learning from her housemates and the IDD advocate community. The experience fueled her determination to assist families and individuals with navigating the complexities of government benefits. Liz pursued certification as a CFP® professional to advocate on their behalf. Liz holds a B.A. in Speech Language Pathology and Audiology from Loyola University in Maryland. She received her CFP® designation in 2020. She also has received the designation of Chartered Special Needs Consultant or ChSNC®.