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Credentials
Series 63, Series 65
Experience Industry experience
43 years
Location
St George Island, FL
Morgan Stanley
Institution
David Mcsemek is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and having 42 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2009, including a role at Morgan Stanley Private Bank, National Association, starting in 2015. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, managing approximately $2.74 trillion in assets. The firm offers tailored financial planning services supported by structured discovery processes and firm-approved tools, serving clients through both direct and employer-based arrangements.
Based on Morgan Stanley
Minimum fee: Maximum fee generally $5,000, up to $20,000 for certain financial plans (effective Q1 2026); fees are negotiable and may be discounted up to 100% Fee-only: Financial planning services fees payable as a one-time lump sum fee upon delivery of the Financial Plan
St George Island, FL
St George Island FL
Advisors at this office
1
Florida · Ohio · Texas
43 years of industry experience
Morgan Stanley Private Bank, National Association
2015 - Present • 11 years
New York, NY
Morgan Stanley Smith Barney
2009 - Present • 17 years
Centerville, OH
Citigroup Global Markets
1999 - 2009 • 10 years
Centerville, OH
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Is active or affiliated with:
Insurance agent
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Broker-dealer / trader
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Bank
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Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
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