David Ronald Gayons Smith
Advisor at Cetera — Miami, FL SW 87th Ave
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Credentials
CFP®, Series 63
Experience Industry experience
33 years
Location
Miami, FL 33173
Cetera
Institution
David Smith is a CFP®-designated financial advisor with 33 years of industry experience. He is currently with Cetera Wealth Services, LLC and has held roles at Cirton Bermuda Trust and Avantax Advisory Services. In addition to his advisory work, he owns a tax preparation and accounting business and serves as a real estate sales associate. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers, providing clients with diverse investment options and program structures.
Based on Cetera
Based on Cetera
Flat fees may be charged for financial planning and consulting services as negotiated with advisor.
$0 - $250,000: up to 2.90% $250,001 - $500,000: up to 2.90% $500,001 - $1,000,000: up to 2.70% $1,000,001 - $2,000,000: up to 2.00% $2,000,001+: up to 1.50%
Advisors may be registered representatives and licensed insurance agents earning commissions on securities and insurance products.
Consulting and financial planning services may be charged on an hourly rate basis, ranges not specifically stated.
Account minimum: $5,000 Fee-only: Flat fees for financial planning and consulting services; hourly fees for financial planning and consulting according to client agreement; fees negotiated with advisor.
Miami, FL SW 87th Ave
7765 SW 87th Ave, Suite 201
Miami FL 33173
Advisors at this office
1
Florida
33 years of industry experience
Cetera Wealth Services, LLC
2025 - Present • 1 year
Miami, FL
Cetera
2025 - Present • 1 year
Schaumburg, IL
Cirton Bermuda Trust
2019 - Present • 7 years
Miami, FL
Avantax Advisory Services
2015 - 2025 • 10 years
Miami, FL
Ready Mortgage Lenders, Llc
2014 - Present • 12 years
Miaki, FL
All In One
2012 - Present • 14 years
Miami, FL
Avantax Investment Services, Inc.
1992 - 2025 • 33 years
Miami, FL
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Trust company
They provide trust and estate administration services, typically for separate fees.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
Bank
They're affiliated with a bank that may offer its own financial products and services.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
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