David Ybarra

Jared Dull is a CFP® and holds a Series 66 license with four years of experience in the financial industry. He has worked at Edward Jones and ConocoPhillips before joining Otium Wealth Management, where he currently serves as the sole advisor. In addition to his advisory role, he is also an insurance agent based in Fort Collins, Colorado. Otium Wealth Management is a state-registered investment adviser that provides discretionary investment management, financial planning, and third-party money manager advisory services. The firm also offers retirement plan consulting and administrative support, combining strategic and tactical asset allocation with fundamental, technical, and quantitative analysis.

Lucas Casarez is a CFP® professional with 10 years of industry experience. He is the principal of Level Up Financial Planning, LLC, an independent advisory firm, and also owns Power Up Tax Planning Services, LLC, where he provides tax preparation services during tax season. His prior experience includes roles at Cetera Advisor Networks, Western Wealth Management, LPL Financial, and Keystone Financial Services. Level Up Financial Planning, LLC serves individual clients across a range of wealth levels, offering discretionary portfolio management and financial planning through subscription, fixed-fee, or hourly engagements. The firm emphasizes passive portfolio construction using low-cost index funds and ETFs, guided by client-specific investment policy statements, and also incorporates technical and cyclical analysis as part of its planning process.

Sunit Bhalla is a CFP® and Series 65-registered financial advisor with 17 years of industry experience. He has been with Oaktree Financial Planning, LLC since 2008. Oaktree Financial Planning, LLC is a fee-only fiduciary firm that provides personalized financial planning and discretionary investment management primarily for high-net-worth individuals, trusts, estates, and small businesses. The firm combines strategic baseline allocations with tactical adjustments and emphasizes tax-aware account placement and periodic rebalancing.

Andrew Logue is the sole advisor at Fletching Arrows Wealth Management LLC in Loveland, CO, holding Series 63 and Series 65 licenses with 11 years of industry experience. He previously worked at Navigation Wealth Management, Sigma Financial Corporation, Spc, and Navigation Financial Services before founding his current firm in 2017. Outside his advisory role, he coordinates Financial Peace University, an educational program focused on financial literacy. Fletching Arrows Wealth Management LLC offers fee-based financial planning and discretionary portfolio management primarily to individual clients, utilizing the Orion Portfolio Solutions platform. The firm manages accounts on a discretionary basis with regular reviews and combines fundamental and technical analysis to support various investment strategies.

Thomas Paulson is the sole advisor at Thomas A. Paulson, Jr., DBA, holding the Personal Financial Specialist (PFS™) designation with 26 years of industry experience. He has worked at Multi Financial Securities Corporation since 1999 and has been president and sole owner of Thomas A. Paulson Jr CPA PC, a tax preparation and small business accounting firm, since 1995. His tax and accounting practice operates alongside his advisory work. The firm primarily serves individual investors and trustees, offering discretionary portfolio management and comprehensive financial planning that includes tax and insurance reviews, retirement projections, and estate planning. It combines investment advice with affiliated tax and accounting services, employing a goal- and allocation-driven approach using no-load mutual funds, ETFs, and common stocks.

Chase Grundy is a CFP® and holds a Series 66 license with seven years of industry experience. He is currently the sole advisor at Balanced Wealth Partners LLC in Fort Collins, CO. Prior to this, he worked at Beacon Capital Management, LLC and several other financial firms. Grundy is also involved in the sales and service of insurance products through Balanced Financial Inc. Balanced Wealth Partners LLC is a registered investment adviser that provides discretionary asset management along with financial planning and consulting services. The firm uses a diversified investment approach incorporating Modern Portfolio Theory, fundamental, technical, and cyclical analysis, and Monte Carlo techniques to manage client portfolios.