user avatar

Debra Diane Starkey

Advisor at AE Wealth Management, LLC — Creston, WA

Updated today

Credentials

Series 63, Series 65

Experience

30 years

Location

Creston, WA

AE Wealth Management, LLC logo

AE Wealth Management, LLC

Enterprise

Total advisors

455

Across 247 offices

Clients per advisor

280 Very High

Avg AUM per client

$387,358 Typical

HNW client ratio

7% Low

About

Debra Starkey is a financial advisor at AE Wealth Management, LLC with 30 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at firms including Encompass More Asset Management LLC and Key Investment Services. She is also a licensed insurance agent providing insurance products through Alto Financial Group. AE Wealth Management offers fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base including individuals, corporations, trusts, and ERISA plan sponsors. The firm utilizes discretionary model portfolios and a combination of fundamental, technical, and cyclical investment strategies to manage approximately $49.8 billion across over 127,000 clients.

Client services

Based on AE Wealth Management, LLC

Financial planning Portfolio management Pension consulting Selection of other advisers Newsletters or periodicals Educational seminars or workshops

Expertise

Based on AE Wealth Management, LLC

Tax-loss harvesting Options & derivatives strategies Retirement plans for business owners (SEP, solo 401k)

Occupation focus

Based on AE Wealth Management, LLC

Self-Employed Founder/Business Owner

Not sure if this advisor is right for you?

Answer a few questions to see advisors matched to you.

Fee options

Fixed

Fixed fees for financial planning and consulting vary by IAR and client agreement; no fees over $1,200 paid six or more months in advance

Percentage

Negotiable up to 2.5% annually; fees above 2.0% require compliance approval

Commissions

IARs may earn commissions from insurance product sales ranging from 1% to 9% plus bonuses and other incentives

Project-based

Hourly fees for financial planning and consulting vary by IAR and client agreement

Other

Account minimum: $10,000 Fee-only: Financial planning and consulting services offered on hourly and fixed fee basis; hourly fees and fixed fees vary by IAR and client agreement

Location

See office

Creston, WA

Creston WA

Advisors at this office

1

Most active in

Washington

Work history

30 years of industry experience

AE Wealth Management, LLC

2025 - Present • 1 year

Topeka, KS

Encompass More Asset Management LLC

2023 - 2025 • 2 years

Danville, CA

Encompass More Asset Management LLC

2022 - 2023 • 1 year

Danville, CA

Alto Financial Group

2022 - Present • 4 years

Monroeville, PA

Verity Asset Management

2021 - 2022 • 1 year

Durham, NC

Verity Investments, Inc.

2021 - 2022 • 1 year

Durham, NC

Appreciation Financial

2021 - 2022 • 1 year

Henderson, NV

Key Investment Services

2016 - 2021 • 5 years

Moses Lake, WA

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Warmer team member

Not sure where to start?

We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.

Find your advisor

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.

Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev

© 2026 Warmer Holdings Inc. ("Warmer")