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Derek Gerstner

Advisor at LPL Financial

Updated today

Location

Hays, KS 67601

Credentials

CFP®, Series 63

Industry experience

21 years

About

Derek Gerstner is a CFP® with 21 years of industry experience, currently affiliated with LPL Financial. His prior roles include positions at Cadaret, Grant & Co., Inc., Heritage Insurance Agency, Avantax Investment Services, Inc., and ongoing involvement with Simons Tax & Financial. Outside of his advisory work, Gerstner has longstanding experience in tax preparation and accounting through Simons Tax. LPL Financial offers advisory and brokerage services to a diverse client base including individual investors, retirement plans, institutions, and high-net-worth households. The firm supports its advisors with an in-house research team that develops model portfolios and provides a range of customizable investment solutions and service options.

Client services

Based on LPL Financial

Financial planning Portfolio management Educational seminars or workshops
Consulting and other non-discretionary advisory services

Expertise

Based on LPL Financial

Wealth management Retirement plans for business owners (SEP, solo 401k) College savings (529s, UTMA, etc.) Tax-loss harvesting

Occupation focus

Based on LPL Financial

Founder/Business Owner Retired

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Fee options

Fixed

Financial planning and consulting services may be charged a flat fee as negotiated.

Commissions

Brokerage services include commissions, markups, markdowns, and transaction charges; commissions may apply to mutual funds, variable annuities, and other products.

Project-based

Financial planning hourly fees up to $500 per hour.

Other

Fee-only: Financial planning fees typically range up to $15,000, or up to $500 per hour; fees are negotiated and may be flat or hourly.

Location

1007 Cody Avenue

Hays, KS 67601

Most active in

Kansas

Work history

LPL Financial

2025 - Present (1 year)

Cadaret, Grant & Co., Inc.

2020 - 2025 (5 years)

Heritage Insurance Agency

2012 - 2025 (13 years)

Avantax Investment Services, Inc.

2005 - 2020 (15 years)

Simons Tax & Financial

2000 - Present (26 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Timothy S

ChFC®, Series 63

Hays, KS

Launch Wealth

Timothy Schumacher is a financial advisor at Launch Wealth with 33 years of industry experience. He holds the ChFC® designation and Series 63 license. His prior experience includes roles at Penn Mutual and Hornor, Townsend & Kent. Launch Wealth serves individual investors and employer plan sponsors by providing integrated wealth management that combines portfolio management and financial planning. The firm employs a fee-only model and focuses on asset allocation using both passive and active strategies, with specialized retirement plan consulting and discretionary account management tailored to client goals.

Wealth management Retirement plans for business owners (SEP, solo 401k) College savings (529s, UTMA, etc.) General estate planning guidance

Ethan L

CFP®

Hays, KS

Launch Wealth

Picture this – not too long ago, I found myself in the same place many of you. Eager to achieve financial freedom but no idea where to start. I was looking for the right answer in all the wrong places. Time was on my side, but I was worried I’d waste it doing the wrong thing. So, I began a journey to find a better way to build wealth. Wrong decision after wrong decision, mistake after mistake, I felt truly lost. I didn’t think I could find the right path. However, after countless hours of learning, I began to crack the code. I finally figured it out, and because of that, I’m getting closer to financial freedom by the day. It then became my mission to help guide those who were in the same situation as me. Those early in their journey towards financial freedom. I understood that not everyone wants to do it themselves. They wanted a relationship with a real human who could make them confident about their financial decisions. I thought about becoming a financial advisor at a big company, but that’s where another problem arose. These big companies (1) weren’t helping people early in their journey because they “didn’t have enough money”, and (2) even if they did have enough money, most of them were charging so much to help with so little. They required you to have hundreds of thousands of dollars to get started. They didn’t sell you an honest service; they sold products that made them big commissions. I didn’t want to go down that road, so I knew something needed to change. It was my duty to create a place where people could connect with a real human to talk about their struggles, vision, and purpose. They needed help with their complete financial life, not just one piece. That’s why I created Launch Wealth. It’s a place for career starters, business owners, young couples, and families to achieve financial freedom with a system that was built ‘for’ them. Launch Wealth is a financial advisory that provides fee-only service to the those who need it the most. We're here to help those on every step of their financial journey. The services we offer grow as your financial life does. We offer services with no account minimums, working with our clients at every step of the process and empowering them to create, plan, and achieve their desired money goals. That’s me. That’s my mission. That's my business. I'm just a regular guy making a difference in people’s (financial) lives.

Business ownership considerations Retirement income strategy Early retirement planning Gen Y/Millennials (Born 1980-1995) Established Professionals
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Bobb M

Series 63, Series 65

Hays, KS

NWF Advisory Services Inc

Bobb Meckenstock is an investment advisor at NWF Advisory Services Inc with 42 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including The Ameriflex Group, Independent Financial Group, and Main Street Advisor, LLC. Meckenstock is a member emeritus of the Million Dollar Round Table and serves on the University of Kansas Alumni Association Board of Directors. NWF Advisory Services, Inc. provides portfolio management and financial planning primarily to individual and high-net-worth clients, offering retirement plan consulting, trust, and estate services. The firm utilizes an open-architecture Wealth Management Platform combining advisor-managed and third-party model portfolios, emphasizing strategic long-term investing alongside tactical strategies.

Wealth management Active portfolio management
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Dan M

Series 63, Series 65

Hays, KS

NWF Advisory Services Inc

Dan Meckenstock is a financial advisor with NWF Advisory Services Inc, holding Series 63 and Series 65 designations and bringing 25 years of industry experience. His career includes roles at The Ameriflex Group, OSAIC, Main Street Advisors, and Independent Financial Group. Outside of advising, he is an author and publisher through Meckenstock Publishing and owns a hospitality business, Kozy Kottage, where he manages rental property operations. NWF Advisory Services, Inc. provides portfolio management and financial planning primarily to individual and high-net-worth clients, offering a range of investment programs through an open-architecture platform that incorporates both strategic long-term and short-term tactical strategies.

Wealth management Active portfolio management
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Kenneth R

Series 66

Hays, KS

NWF Advisory Services Inc

Kenneth Rigler Jr. is an investment adviser representative at NWF Advisory Services Inc with eight years of industry experience. He holds a Series 66 designation and has worked at The Ameriflex Group and OSAIC. In addition to his advisory role, he is an associate professor at Fort Hays State University, where he teaches online classes and performs administrative duties related to assessment and accreditation. NWF Advisory Services, Inc. provides portfolio management and financial planning primarily to individual and high-net-worth clients, offering retirement plan consulting as well as trust and estate services. The firm employs an open-architecture wealth management platform that integrates advisor-managed and model portfolios, emphasizing strategic long-term investing alongside tactical strategies.

Wealth management Active portfolio management
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Christine L

Series 63, Series 65

Victoria, KS

VOYA Financial Advisors, Inc.

Christine Lang is a financial advisor with VOYA Financial Advisors, Inc. She holds Series 63 and Series 65 licenses and has 24 years of industry experience. Prior to joining Voya in 2023, she worked at Ameriprise Financial Services, Inc. for eight years. She also performs fiduciary activities such as acting as an attorney-in-fact, trustee, or personal representative. VOYA Financial Advisors, Inc. provides investment advisory, brokerage, financial planning, and retirement plan services to a wide range of clients, including individuals, charitable organizations, corporations, and plan sponsors. The firm offers adviser-led programs utilizing model portfolios and manager-driven sleeves, combining advisory services with an active broker-dealer distribution model.

General retirement planning Retirement income strategy Cash flow / budgeting Social Security optimization Retired Founder/Business Owner Executive Approaching retirement Retired
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