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Derek Sills

Advisor at OSAIC

Updated today

Location

Hinesville, GA 31313

Credentials

Series 63, Series 66

Industry experience

28 years

About

Derek Sills is a financial advisor at OSAIC with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Heritage Bank, LPL Financial, and Triad Advisors. He is also the owner of Heritage Group Financial Services LLC, a business involved in investments, insurance, and financial services. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer that serves a broad client base including individual investors, pension plans, corporations, and charitable organizations. The firm employs a technology-driven investment process and offers a wide range of advisory and brokerage services through a large network of financial advisers.

Client services

Based on OSAIC

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

Based on OSAIC

Annuities

Occupation focus

Based on OSAIC

Founder/Business Owner Executive Retired

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Fee options

Fixed

Fixed or flat fees for financial planning and consulting services generally up to $25,000, can exceed for high net worth individuals; Non-Discretionary Investment Advisory Services fixed fees from $500 to $15,000; Retirement Plan Consulting Services fixed fees from $1,000 to $100,000.

Percentage

$0 - $5,500: Negotiable, varies by Advisory Representative and program $5,500 - $10,000: Negotiable, varies by Advisory Representative and program $10,000+: Negotiable, varies by Advisory Representative and program

Commissions

Advisory Representatives may receive commissions as registered representatives or insurance agents for securities or insurance product sales outside advisory accounts.

Project-based

$0 - $750 per hour for financial planning and consulting services, Non-Discretionary Investment Advisory Services, and Retirement Plan Consulting Services.

Other

Account minimum: $5,500 to $10,000 depending on program Fee-only: Advisory fees negotiated individually by Advisory Representatives; often asset-based fees with wrap or non-wrap structures; fees can be up to 3% annually for Plan Participant Retirement Program; fee schedules vary by program and Advisory Representative.

Location

313 N. Main St, Suite B

Hinesville, GA 31313

Most active in

Georgia

Work history

OSAIC

2024 - Present (2 years)

Triad Advisors

2023 - 2024 (1 year)

Heritage Bank

2011 - 2023 (12 years)

LPL FINANCIAL

2011 - 2023 (12 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Len G

ChFC®, Series 63, Series 65

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Len Graddy is a financial advisor with Capital Investment Advisory Services, LLC, holding a ChFC® designation and Series 63 and 65 licenses. He has 52 years of industry experience, including roles at ProEquities, Inc., and operating his own firm, Graddy & Associates Financial Group, since 1980. Capital Investment Advisory Services, LLC provides advisory and supervisory services to individuals, retirement plans, corporations, trusts, estates, and charitable organizations. The firm offers customized investment management through discretionary mandates, third-party managers, and private-label model portfolios, employing various analytical methods and regular portfolio reviews.

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Series 66

Hinesville, GA

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Ralph K

Series 66

Hinesville, GA

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Series 66

Hinesville, GA

First Command Advisory Services

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Douglas O

Series 63, Series 65

Hinesville, GA

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Robert L

ChFC®, Series 66

Hinesville, GA

Edward Jones

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Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
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