Donald Haubert

Ray Schoonover is the sole advisor at S2O Capital Management, an independent firm based in Steamboat Springs, Colorado. He holds Series 63 and Series 65 licenses and has 41 years of industry experience. Schoonover has led S2O Capital Management since its founding in 2012. S2O Capital Management provides discretionary portfolio management and investment advice to individuals, high-net-worth clients, trusts, estates, charitable organizations, and corporations. The firm utilizes a blend of fundamental, technical, and charting analysis combined with probability studies, implementing long-term equity positions alongside active derivative strategies to generate income and manage risk.

Mark Genereux is the sole advisor at Genereux Investment Management, Inc., an independent firm based in Steamboat Springs, Colorado. He holds Series 63 and Series 65 licenses and has 25 years of industry experience, having led his firm since 2000. Genereux Investment Management serves individuals, trusts, estates, charitable organizations, foundations, and institutional clients, providing discretionary investment management, financial planning, and pension consulting. The firm’s investment approach focuses on asset allocation and risk management, utilizing fundamental, technical, cyclical, and charting analysis to build diversified portfolios with ETFs, mutual funds, separately managed accounts, and individual securities.

Paul Spraycar is a financial advisor at Upper Basin Capital, LLC with four years of industry experience. He holds Series 63 and Series 65 licenses and has prior work history at The Nature Conservancy from 2013 to 2019. Spraycar is also a member of Upper Basin Trading, LLC, where he manages securities to profit from short-term market movements. Upper Basin Capital, LLC provides discretionary asset management for institutional and individual investors, focusing on tailored portfolio management that addresses income generation, capital preservation, and liquidity. The firm employs a systematic, quantitative investment approach emphasizing short- and medium-term option strategies alongside cash instruments and ETFs.

David Shepard is a Series 65-licensed financial advisor with 13 years of industry experience. He has been with Callahan Capital Management since 1993. Outside of his advisory role, he is the owner of CALCAP, LLC, a non-investment-related business in Steamboat Springs, Colorado. Callahan Capital Management provides discretionary and non-discretionary investment management, financial planning, and retirement-plan advisory services to individuals, families, trusts, retirement plans, corporations, and charitable foundations. The firm emphasizes strategic asset allocation and long-term holdings, utilizing a range of investment vehicles and incorporates financial planning into its advisory relationships.

Harold Kirschner is a CFP® with 27 years of industry experience. He has worked at Callahan Capital Management since 2023 and previously spent 19 years at Sharkey, Howes & Javer, Inc. His credentials include the Series 65 license. Callahan Capital Management provides investment management, financial planning, and retirement-plan advisory services to individuals, families, trusts, retirement plans, corporations, and charitable foundations. The firm emphasizes strategic asset allocation and long-term holdings across a broad range of investment vehicles and incorporates financial planning into its advisory relationships.

Richard Keating is a CFA® charterholder and holds a Series 65 license with 13 years of industry experience. He has been with Keating Investment Counselors Inc since 2015, serving as an advisor for the firm’s full history. Keating Investment Counselors provides discretionary and non-discretionary portfolio management and advisory consulting primarily for individual and high-net-worth clients, as well as trusts, estates, and pension/profit-sharing plans. The firm follows a long-term growth-at-a-reasonable-price investment philosophy emphasizing fundamental analysis, selective charting, and a focus on dividend-paying large- and mid-cap stocks, while also managing an active ETF as a sub-adviser.