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Douglas Evan Richards

Advisor at Crest Financial, LLC — Elmira, OR

Updated today

Credentials

CFP®, ChFC®, Series 63, Series 65

Experience

33 years

Location

Elmira, OR 97437

Crest Financial, LLC logo

Crest Financial, LLC

Independent

Total advisors

1

Clients per advisor

47 High

Avg AUM per client

$812,223 High

HNW client ratio

32% High

About

Douglas Richards is a CFP® and ChFC® with 32 years of industry experience. He has worked at Securities America/Osaic for 15 years before joining Crest Financial, LLC in 2024. Richards is based in Elmira, OR, and holds Series 63 and Series 65 licenses. Crest Financial is a small independent advisory firm serving individuals, including high-net-worth clients, as well as corporate entities and pension or profit-sharing plans. The firm focuses on long-term, passive portfolio management using ETFs and low-cost index funds, comprehensive financial planning, and a formal pension consulting practice.

Client services

Based on Crest Financial, LLC

Financial planning Portfolio management Pension consulting Newsletters or periodicals

Expertise

Based on Crest Financial, LLC

College savings (529s, UTMA, etc.) Planning for children with special needs Cash flow / budgeting Wealth management

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Fee options

Fixed

Fixed fees for financial planning, portfolio management, and pension consulting as described above.

Project-based

Personal financial planning: $375 per hour; Business financial planning: $525 per hour; Pension consulting: $375 to $525 per hour; hourly fees billed in increments as specified.

Subscriptions

Subscription fees of $25 per month or $250 per year for access to financial planning software and newsletters.

Other

Fee-only: Financial planning fixed fees between $1,800 and $18,000; Portfolio management fixed fees between $1,800 and $18,000; Pension consulting fixed fees between $3,500 and $50,000 annually; Subscription fee $25/month or $250/year; Hourly fees between $300 and $525 depending on service type.

Location

Elmira, OR

23847 Sky Lane

Elmira OR 97437

Advisors at this office

1

Most active in

Oregon

Work history

33 years of industry experience

Crest Financial, LLC

2024 - Present • 2 years

Elmira, OR

Securities America/Osaic

2009 - 2024 • 15 years

Elmira, OR

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

user avatar

Savannah R

Series 66

Junction City, OR

Edward Jones

Savannah Rossiter is a financial advisor at Edward Jones with one year of industry experience. She holds the Series 66 designation and has previously worked in various roles including real estate brokerage, where she held a license though does not actively utilize it. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of investment advisory programs, supported by a large nationwide network of advisors and branch offices.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive

Ryan C

Series 66

Eugene, OR

Edward Jones

Ryan Cushing is a financial advisor with Edward Jones in Eugene, OR, holding a Series 66 designation and five years of industry experience. Prior to joining Edward Jones in 2021, he worked for Wireless Vision LLC from 2010 to 2020. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients through a nationwide network of more than 23,700 financial advisors. The firm offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee options, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Retirement income strategy Business exit / sale strategy Business Financial Management General estate planning guidance Wealth management Retired Founder/Business Owner Executive
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Gregory H

Series 63, Series 65

Eugene, OR

LPL Financial

Gregory Hansen is a financial advisor with LPL Financial in Eugene, OR, holding Series 63 and Series 65 credentials and with 17 years of industry experience. He has also operated Hansen Financial Services since 1997. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a nationwide network. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

College savings (529s, UTMA, etc.)

Luke B

Series 63, Series 66

Junction City, OR

Fidelity

Luke Bailey is an Investment Management Consultant II at Fidelity Investments. He is dedicated to helping individuals and families preserve and grow their wealth, leveraging his knowledge of Fidelity's unique product offerings to provide tailored financial planning. Luke has held several roles within Fidelity Investments since 2021, including Investment Solutions III Representative, Investment Solutions II Representative, High Net Worth Representative, and Customer Relationship Advocate. His progressive experience within the firm has contributed to his expertise in investment solutions and client relationship management. He holds an Arkansas Insurance License, supporting his ability to advise clients on relevant insurance matters.

Wealth management Passive / index investing Active portfolio management Tax-loss harvesting

David G

ChFC®, Series 66

Eugene, OR

Edward Jones

David Grinder is a financial advisor at Edward Jones in Eugene, Oregon, holding the ChFC® designation and Series 66 license with 12 years of industry experience. He has been with Edward Jones since 2013. Outside of his advisory role, he owns a rental property managed by a third party. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a broad range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Wealth management ESG / Sustainable investing Business ownership considerations Founder/Business Owner
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Michael W

Series 66

Eugene, OR

LPL Financial

Michael Wadley is a financial advisor at LPL Financial in Eugene, OR, holding a Series 66 designation and having one year of industry experience. His prior work includes roles at SELCO Community Credit Union, FedEx, DoorDash, and the FBI. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network. The firm offers financial planning, various advisory programs, and retirement consulting with both discretionary and non-discretionary management options.

College savings (529s, UTMA, etc.)
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