Edwin Reynolds

Do you plan to make work optional before age 65? I will use my tools and expertise to educate and empower you to be your own retirement hero, rather than try to convince you that you need to pay me or any other advisor year after year. While I provide investment advice, I do not offer ongoing portfolio management as a service and my only objective is to give you the best advice possible. My planning engagements typically consist of three to four meetings and span one to three months. We will work together to create a detailed plan for early retirement that doesn't ignore what you need to feel fulfilled in the present. You will be given free ongoing access to my planning software upon completion of our engagement and I will teach you how to navigate it. Visit my website today to learn more and don't forget when you are there to sign up to receive my free guide, The Top 10 Critical Mistakes People Make When They Plan To Retire Early.

Nicholas Whitcraft is the sole advisor at NRW Asset Management, Inc., an independent registered investment adviser based in Jacksonville, FL. He holds a Series 65 designation and has 22 years of industry experience, including 19 years with his current firm. NRW Asset Management provides discretionary portfolio management to individual clients, focusing on diversified accounts primarily using exchange-traded funds and mutual funds, with occasional stocks and bonds. The firm employs strategic asset allocation based on Modern Portfolio Theory and a combination of fundamental, technical, and cyclical analysis to guide investment decisions, maintaining a small client roster for a more individualized advisory relationship.

Michael Macke is a CFP® professional with 22 years of experience in financial advising. He has worked at multiple firms, including Petros Advisory Services, Payne Capital Management, and Woman's Worth, before joining Eleuthera FP, LLC, where he has been since 2021. The firm provides investment management and financial planning services to individual clients, including high-net-worth households, and incorporates a mix of passive and active investment strategies guided by Modern Portfolio Theory. Eleuthera FP, LLC manages accounts on both a discretionary and non-discretionary basis and offers integrated services such as third-party manager selection and tax preparation.

Gregory Chapman is a financial advisor at Flood Tide Financial LLC in Jacksonville, FL, holding a Series 66 designation and bringing 13 years of industry experience. His prior work includes roles at Bank of America and Merrill Lynch from 2012 to 2018. He is also a licensed insurance agent. Flood Tide Financial LLC provides ongoing portfolio management to individual and high-net-worth clients, focusing on asset allocation and selection across a range of investment vehicles. The firm employs a combination of cyclical and fundamental analysis and offers discretionary management with regular portfolio reviews.

Dennis Yamasaki is a financial advisor at Affirmative Financial Services in Jacksonville, FL, holding a Series 65 credential with 12 years of industry experience. He has operated Affirmative Financial Services since 2013, managing both investment advisory and insurance brokerage activities focused on life, health, disability, Medicare, and long-term care insurance. Affirmative Financial Services provides investment advisory services to individuals, families, trusts, ERISA plans, and closely held businesses through a solicitor model, helping clients select SEC-registered investment managers for asset allocation and portfolio management. The firm gathers client information through interviews and risk assessments and performs ongoing reviews to monitor and adjust investments, while insurance sales remain a significant part of the principal’s activities.

Hunter Smith is a financial advisor with Cornerstone Investment Services in Jacksonville, FL. He holds a Series 66 designation and has two years of industry experience. Prior to his current role, he worked at Ameriprise Financial Services and Smith and Sons Capital Partners LLC. Outside of his advisory work, Smith owns and operates Cornerstone Outfitters LLC, a licensed outdoor guide service offering hunting, fishing, and nature tours. Cornerstone Investment Services serves individual investors, high-net-worth clients, and retirement plans, providing discretionary and non-discretionary asset management along with ERISA plan advisory services. The firm develops investment programs based on documented policy statements tailored to client goals and employs a range of strategies including fundamental and technical analysis, with a focus on asset allocation and portfolio monitoring.