Ember Martin

Stephanie Hagan is a financial advisor with Carter Financial Group, Inc. She holds a Series 66 designation and has 13 years of industry experience. Her work history includes positions at VOYA Financial Advisors, Mutual Securities, Inc., and Carter Financial Group. Carter Financial Group provides investment management and financial planning services to individuals, high-net-worth clients, trusts, corporations, and retirement plans. The firm employs proprietary model portfolios and combines quantitative analysis with third-party managers to implement and rebalance client strategies.

Michael Stevens is a Series 66-credentialed financial advisor with Edward Jones in Mountain City, TN, where he has worked since 2019. He has seven years of industry experience and previously worked at Aplus Realty and High Shine Services Inc. Stevens also manages a property for a family member and is involved in remodeling a home intended for rental. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and advisory services supported by a large network of advisors and branch offices, managing approximately $1.01 trillion in assets under management.

David Lyall is a CFP® professional with 32 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. from 2006 to 2020. Outside of his advisory role, he serves on the Board of Directors of Sunalei Preserve. Ameriprise is a large institutional firm that offers retirement-income planning services primarily for individuals with significant investable assets. The firm combines research and modeling with personalized recommendations delivered by a centralized consulting team, focusing on tax efficiency and adaptive withdrawal strategies.

Pamela Rathbun is a Series 66-credentialed advisor with Thrivent Investment Management, bringing four years of industry experience. She has been with Thrivent and its related entities since 2020, following a seven-year tenure at Sheffield Pharmaceuticals. Outside of her advisory role, Rathbun serves as president of the Elizabethton Lion’s Club, an international volunteer organization focused on humanitarian services. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based financial planning without discretionary portfolio management. The firm combines planning with managed-account options and emphasizes periodic plan reviews while maintaining distinct planning and investment services.