Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Credentials
Series 63, Series 66
Experience Industry experience
24 years
Location
Steamboat Springs, CO
Valic Financial Advisors
Enterprise
Emily Fortson is a financial advisor with Valic Financial Advisors, holding Series 63 and Series 66 licenses and possessing 24 years of industry experience. She has been with Valic Financial Advisors since 2010 and also works with Agia. Outside of her advisory role, she is involved in residential property management and development in Steamboat Springs, Colorado, including co-owning a company that builds and rents homes. Valic Financial Advisors primarily serves U.S.-based individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models for portfolio construction.
Based on Valic Financial Advisors
Based on Valic Financial Advisors
Financial planning and consulting services available on a flat fee basis (specific amounts not stated)
$0 - $250,000: 0.90% Advisory Fee, 0.63% Platform Fee, 0.08% - 0.60% Manager Fee $250,000 - $500,000: 0.75% Advisory Fee, 0.44% Platform Fee, 0.08% - 0.60% Manager Fee $500,000 - $1,000,000: 0.65% Advisory Fee, 0.32% Platform Fee, 0.08% - 0.60% Manager Fee $1,000,000 - $2,000,000: 0.55% Advisory Fee, 0.31% Platform Fee, 0.08% - 0.60% Manager Fee $2,000,000 - $5,000,000: 0.45% Advisory Fee, 0.30% Platform Fee, 0.08% - 0.60% Manager Fee $5,000,000 - $10,000,000: 0.35% Advisory Fee, 0.29% Platform Fee, 0.08% - 0.60% Manager Fee $10,000,000 - $25,000,000: 0.35% Advisory Fee, 0.27% Platform Fee, 0.08% - 0.60% Manager Fee $25,000,000+: 0.35% Advisory Fee, 0.25% Platform Fee, 0.08% - 0.60% Manager Fee
Broker-dealer commissions available separately for brokerage accounts
Financial planning and consulting services offered on hourly basis (specific rates not stated)
Subscription basis financial planning available (specific amounts not stated)
Account minimum: $250,000 Minimum fee: $150 annual minimum account fee assessed quarterly as $37.50 per quarter if quarterly fees do not meet this minimum Fee-only: Advisory fees only; no commissions for advisory services
Steamboat Springs, CO
Steamboat Springs CO
Advisors at this office
1
Arizona · Colorado · Florida · Georgia · South Dakota · Texas
24 years of industry experience
Agia
2022 - Present • 4 years
Houston, TX
Valic Financial Advisors
2010 - Present • 16 years
Lakewood, CO
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Is not active or affiliated with:
Bank
They're affiliated with a bank that may offer its own financial products and services.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Series 63, Series 65
Steamboat Springs, CO
S2O Capital Management
Ray Schoonover is the sole advisor at S2O Capital Management, an independent firm based in Steamboat Springs, Colorado. He holds Series 63 and Series 65 licenses and has 41 years of industry experience. Schoonover has led S2O Capital Management since its founding in 2012. S2O Capital Management provides discretionary portfolio management and investment advice to individuals, high-net-worth clients, trusts, estates, charitable organizations, and corporations. The firm utilizes a blend of fundamental, technical, and charting analysis combined with probability studies, implementing long-term equity positions alongside active derivative strategies to generate income and manage risk.
Series 63, Series 65
Steamboat Springs, CO
Genereux Investment Management, Inc.
Mark Genereux is the sole advisor at Genereux Investment Management, Inc., an independent firm based in Steamboat Springs, CO. He holds Series 63 and Series 65 designations and has 25 years of industry experience, having led his firm since 2000. Genereux Investment Management provides discretionary investment management, financial planning, and consulting services to individuals, high-net-worth clients, trusts, estates, foundations, charitable organizations, and certain institutional clients. The firm specializes in asset allocation and risk management, implementing portfolios with ETFs, mutual funds, separately managed accounts, and individual securities under a discretionary and continuously monitored approach, including the use of overlay and hedging strategies for select clients.
Series 63, Series 65
Steamboat Springs, CO
Upper Basin Capital, LLC
Paul Spraycar is a financial advisor at Upper Basin Capital, LLC with four years of industry experience. He holds Series 63 and Series 65 licenses and has prior work history at The Nature Conservancy from 2013 to 2019. Spraycar is also a member of Upper Basin Trading, LLC, where he manages securities to profit from short-term market movements. Upper Basin Capital, LLC provides discretionary asset management for institutional and individual investors, focusing on tailored portfolio management that addresses income generation, capital preservation, and liquidity. The firm employs a systematic, quantitative investment approach emphasizing short- and medium-term option strategies alongside cash instruments and ETFs.
Series 65
Steamboat Springs, CO
Callahan Capital Management
David Shepard is a Series 65-licensed financial advisor with 13 years of industry experience. He has been with Callahan Capital Management since 1993. Outside of his advisory role, he is the owner of CALCAP, LLC, a non-investment-related business in Steamboat Springs, Colorado. Callahan Capital Management provides discretionary and non-discretionary investment management, financial planning, and retirement-plan advisory services to individuals, families, trusts, retirement plans, corporations, and charitable foundations. The firm emphasizes strategic asset allocation and long-term holdings, utilizing a range of investment vehicles and incorporates financial planning into its advisory relationships.
Series 66
Steamboat Springs, CO
Lane Generational LLC
John Schibli Jr. is a financial advisor at Lane Generational LLC with seven years of industry experience. He holds the Series 66 designation and has worked at Lane Generational since 2020, with prior experience at Raymond James & Associates. Outside of his advisory role, he is the co-founder and CEO of Wreath, Inc., a digital card sharing platform. Lane Generational LLC provides discretionary investment management, financial planning, and consultative services to individuals, charitable trusts, foundations, and investors in its private fund. The firm emphasizes model-based, long-term equity strategies primarily using ETFs, alongside diversified instruments and customized allocations for clients with substantial assets.
CFP®, Series 65
Steamboat Springs, CO
Callahan Capital Management
Harold Kirschner is a CFP® with 27 years of industry experience. He has worked at Callahan Capital Management since 2023 and previously spent 19 years at Sharkey, Howes & Javer, Inc. His credentials include the Series 65 license. Callahan Capital Management provides investment management, financial planning, and retirement-plan advisory services to individuals, families, trusts, retirement plans, corporations, and charitable foundations. The firm emphasizes strategic asset allocation and long-term holdings across a broad range of investment vehicles and incorporates financial planning into its advisory relationships.
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