user avatar

Emily R Marinaro

Advisor at Charles Schwab — Sierra Vista, AZ

Updated today

Credentials

Series 66

Experience

11 years

Location

Sierra Vista, AZ

Charles Schwab logo

Charles Schwab

Institution

Total advisors

6,777

Across 756 offices

Clients per advisor

141 Very High

Avg AUM per client

$0 Very Low

HNW client ratio

0% Very Low

About

Emily Marinaro is a financial advisor with Charles Schwab, holding a Series 66 designation and bringing 11 years of industry experience. She has worked at Charles Schwab since 2018 and previously held roles at Raymond James Financial Services and Wells Fargo Advisor Financial Network. Outside of her advisory work, she coordinates fundraising activities for the Cactus Wren Cooperative Preschool in Sierra Vista, AZ. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a largely non-discretionary client relationship model with access to discretionary separately managed accounts and offers multi-asset model portfolios, alternative investments, and integrated custody and brokerage services.

Client services

Based on Charles Schwab

Financial planning Selection of other advisers
Wrap fee program sponsor and financial planning advisor referral program

Expertise

Based on Charles Schwab

Private / alternative investments Real estate investing Multi-state taxation College savings (529s, UTMA, etc.)

Not sure if this advisor is right for you?

Answer a few questions to see advisors matched to you.

Fee options

Percentage

$0 - $1,000,000: 0.80% annually More than $1,000,000 - $2,000,000: 0.75% annually More than $2,000,000 - $5,000,000: 0.70% annually More than $5,000,000 - $10,000,000: 0.50% annually More than $10,000,000 - $25,000,000: 0.30% annually More than $25,000,000+: 0.30% annually or less, as negotiated

Other

Account minimum: $500,000 Minimum fee: Quarterly minimum fee equal to the lesser of $1,000 or the quarterly fee from applying a 1.60% annual percentage rate to total billable assets. Fee-only: Yes - The Schwab Wealth Advisory program charges a wrap fee including advisory, brokerage, custody, and administrative fees; no separate commissions are charged on trades within the program.

Location

See office

Sierra Vista, AZ

Sierra Vista AZ

Advisors at this office

1

Most active in

Arizona

Work history

11 years of industry experience

Charles Schwab

2018 - Present • 8 years

Sierra Vista, AZ

Raymond James Financial Services Advisors INC.

2017 - 2018 • 1 year

Las Vegas, NV

Raymond James Financial Services, inc.

2017 - 2018 • 1 year

Las Vegas, NV

Wells Fargo Advisor Financial Network

2015 - 2017 • 2 years

Las Vegas, NV

Johnson, Peterson & Marinaro

2013 - 2018 • 5 years

Las Vegas, NV

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

user avatar

Dallen H

CFP®, Series 65

Sierra Vista, AZ

Haws Financial Planning LLC

Dallen Haws is a CFP® with seven years of industry experience and serves as an advisor at Haws Financial Planning LLC since 2019. Prior to his current role, he held management responsibilities at Stronghold Steel, a rebar supply and fabrication company. He continues to be involved in managing operations at Stronghold Steel alongside his advisory work. Haws Financial Planning LLC provides wealth management and financial planning services primarily to individual clients. The firm emphasizes passive investment management using index funds and ETFs while integrating fundamental and technical analysis, and it coordinates tax and estate planning through affiliated professionals and third-party specialists.

Wealth management College savings (529s, UTMA, etc.) Debt management General estate planning guidance
user avatar

Darren H

Series 65

Sierra Vista, AZ

Haws Financial Planning LLC

Darren Haws is a Series 65-licensed financial advisor with six years of industry experience, operating through Haws Financial Planning LLC in Sierra Vista, AZ. He has a background spanning 18 years at a government agency and holds ownership stakes in several small local businesses unrelated to investments. Haws Financial Planning provides wealth management and financial planning services primarily to individual clients, focusing on portfolio management and comprehensive planning across retirement, tax, estate, and other areas. The firm emphasizes passive investment management using index funds and ETFs while incorporating fundamental and technical analysis, managing approximately $105 million on a discretionary basis as of July 2026.

Wealth management College savings (529s, UTMA, etc.) Debt management General estate planning guidance
user avatar

Alexander K

Series 66

Sierra Vista, AZ

Benjamin F. Edwards & Company, Inc.

Alexander Kjolsrud is a financial advisor with Benjamin F. Edwards & Company, Inc. He holds a Series 66 license and has eight years of industry experience, including a 14-year tenure with the Department of Defense. Kjolsrud is also a part-time instructor at The Catholic University of America, where he teaches an introduction to deductive logic. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, institutions, and charitable organizations. The firm offers a variety of investment and consulting services through fee-based wrap programs that incorporate strategies managed internally and by third parties.

Private / alternative investments Tax-loss harvesting Passive / index investing Active portfolio management Retirement plans for business owners (SEP, solo 401k) Executive Founder/Business Owner
user avatar

Andrew K

Series 65, Series 66

Sierra Vista, AZ

Benjamin F. Edwards & Company, Inc.

Andrew Kjolsrud is a financial advisor at Benjamin F. Edwards & Company, Inc. with 20 years of industry experience. He has held positions at Wells Fargo Advisors LLC and Wells Fargo Clearing before joining Benjamin F. Edwards in 2017. Kjolsrud holds Series 65 and Series 66 licenses. Benjamin F. Edwards & Company serves a broad client base including individuals, pension plans, charitable organizations, and corporations. The firm offers a range of fee-based wrap programs, financial planning, and investment management services, combining custody and execution features with internally managed and third-party investment strategies.

Private / alternative investments Tax-loss harvesting Passive / index investing Active portfolio management Retirement plans for business owners (SEP, solo 401k) Executive Founder/Business Owner
user avatar

Francis D

Series 65, Series 63

Sierra Vista, AZ

First Command Advisory Services

Francis Desimone is a financial advisor with First Command Advisory Services, holding Series 65 and Series 63 designations and two years of industry experience. Prior to joining First Command, he served in the United States Army from 2016 to 2024 and currently serves as a Senior All-Source Intelligence Analyst with the Arizona National Guard. He is also the owner and operator of Desimone Family Financial Services. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs through a centralized Investment Management Team and Wealth Portfolio Managers who select preapproved third-party managers and model portfolios.

Passive / index investing Active portfolio management Retirement income strategy Tax-loss harvesting ESG / Sustainable investing Self-Employed Young Professionals
user avatar

Tait W

Series 66

Sierra Vista, AZ

Benjamin F. Edwards & Company, Inc.

Tait Wilcox is a financial advisor with Benjamin F. Edwards & Company, Inc., holding a Series 66 license and one year of industry experience. Prior to joining Benjamin F. Edwards, he worked at Castle and Cooke Arizona Inc. for 19 years and has served as a commissioner on the Planning and Zoning Commission of the City of Sierra Vista. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, pension plans, charitable organizations, and corporations. The firm offers fee-based wrap programs, financial planning, and investment management, utilizing strategies managed internally and by third parties.

Private / alternative investments Tax-loss harvesting Passive / index investing Active portfolio management Retirement plans for business owners (SEP, solo 401k) Executive Founder/Business Owner
Warmer team member

Not sure where to start?

We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.

Find your advisor

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.

Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev

© 2026 Warmer Holdings Inc. ("Warmer")