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Emma Kennedy Semones

Advisor at Primerica Advisors — Blacksburg, VA

Updated today

Credentials

Series 63, Series 65

Experience

2 years

Location

Blacksburg, VA 24060

Primerica Advisors logo

Primerica Advisors

Institution

Total advisors

3,992

Across 1,252 offices

Clients per advisor

17 Very Low

Avg AUM per client

$228,117 Very Low

HNW client ratio

3% Very Low

About

Emma Semones is a financial advisor with Primerica Advisors in Blacksburg, VA, holding Series 63 and Series 65 licenses and two years of industry experience. Her background includes roles at Primerica Financial Services and MR Real Estate, as well as prior work in physical therapy and education. She also engages in part-time sales of home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, utilizing model-delivery strategies and a limited number of separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure distinct from fixed-fee billing.

Client services

Based on Primerica Advisors

Portfolio management

Expertise

Based on Primerica Advisors

ESG / Sustainable investing Tax-loss harvesting Income planning

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Fee options

Percentage

$0 - $250,000: 1.74% (1.25% Advisory Fee + 0.49% Program Fee) $250,000.01 - $500,000: 1.71% (1.25% Advisory Fee + 0.46% Program Fee) $500,000.01 - $1,000,000: 1.52% (1.10% Advisory Fee + 0.42% Program Fee) $1,000,000.01 - $3,000,000: 1.38% (1.00% Advisory Fee + 0.38% Program Fee) $3,000,000.01 - $5,000,000: 1.15% (0.85% Advisory Fee + 0.30% Program Fee) $5,000,000.01 - $10,000,000: 1.00% (0.80% Advisory Fee + 0.20% Program Fee) $10,000,000.01+: 0.85% (0.75% Advisory Fee + 0.10% Program Fee)

Other

Account minimum: $25,000

Location

See office

Blacksburg, VA

100 Ardmore Street, Ste #301

Blacksburg VA 24060

Advisors at this office

10

Most active in

Virginia

Work history

2 years of industry experience

Primerica Advisors

2024 - Present • 2 years

Blacksburg, VA

Primerica Financial Services

2023 - Present • 3 years

Blacksburg, VA

MR Real Estate

2023 - Present • 3 years

Blacksburg, VA

Rogers Physical Therapy

2023 - 2023 • 1 year

Blacksburg, VA

University of Richmond

2019 - 2023 • 4 years

Richmond, VA

Homeschool

2014 - 2019 • 5 years

Blacksburg, VA

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Zachary S

Series 63, Series 65

Blacksburg, VA

Slagel Investment Management

Zachary Slagel is the sole advisor at Slagel Investment Management in Blacksburg, VA, with 23 years of industry experience and registrations including Series 63 and Series 65. He has operated his firm since 1992. Outside of his advisory role, he owns and manages an accounting and tax preparation business as well as a travel agency. Slagel Investment Management serves individuals, families, small businesses, and trusts with fee-only portfolio planning and management. The firm employs a core-and-satellite investment approach that combines low-cost passive index funds with active selections, offering both fund-based and actively managed portfolios on a mostly discretionary basis.

Tax-loss harvesting ESG / Sustainable investing Passive / index investing Active portfolio management
user avatar

Ashley C

CFP®, Series 66

Radford, VA

Cultivate Financial Planning

Ashley Coake is a CERTIFIED FINANCIAL PLANNER™ professional with 13 years of experience in the financial services industry. She is the sole advisor at Cultivate Financial Planning, an independent firm she has led since 2018. Her prior experience includes roles at OLIO Financial Planning, Wealthcare Capital Management, and Stifel. Cultivate Financial Planning serves individual clients including high-net-worth households and employer plan sponsors, providing comprehensive financial planning, investment management, employee benefit plan consulting, and tax preparation services. The firm emphasizes client-specific investment policies utilizing both passive and active strategies and offers flexible fee arrangements beyond traditional assets-under-management models.

Cash flow / budgeting College savings (529s, UTMA, etc.) Business ownership considerations Founder/Business Owner
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Jamie Lynn B

CFP®

Blacksburg, VA

Peace Within Financial

Jamie Lynn Byram is a CFP® professional with one year of experience in financial advising. She is the principal of Peace Within Financial, a firm she has led since 2024, following prior roles at EVOadvisers and Locker Financial Services. Byram also provides personal financial consulting and education through Peace Within Financial Counseling, LLC, where she writes and speaks about personal finance topics. Peace Within Financial is a fee-only advisory firm serving individuals, high-net-worth clients, and families with comprehensive financial planning and non-discretionary investment management. The firm emphasizes functional asset allocation, long-term buy-and-hold strategies, and educational seminars delivered in a classroom setting.

General retirement planning Social Security optimization Medicare planning Debt management Cash flow / budgeting
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Michael J

CFP®, Series 66

Radford, VA

Ataraxia Advisory Services, LLC

Michael Jones is a CFP® with 20 years of industry experience and the principal of Ataraxia Advisory Services, LLC. He has led the independent advisory firm since 2015. In addition to his advisory role, he is a licensed insurance agent and occasionally offers related products to clients. Ataraxia Advisory Services, LLC provides portfolio management and financial planning primarily for individual and high-net-worth clients, employing multiple analysis methods and a range of investment strategies with accounts reviewed quarterly.

Options & derivatives strategies Active portfolio management Real estate investing Annuities
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Jesse B

Series 63, Series 65

Blacksburg, VA

Main Advisory, Inc.

Jesse Buchanan is a financial advisor at Main Advisory, Inc. with 10 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. He is also a licensed insurance professional, dedicating less than 20% of his business time to insurance activities. Main Advisory, Inc. provides investment advisory and financial planning services to individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers discretionary portfolio management and tailored financial planning using a combination of internal management and allocations to unaffiliated independent managers, with a primarily long-term investment approach and continuous portfolio monitoring.

Active portfolio management Retirement plans for business owners (SEP, solo 401k) Cash flow / budgeting
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Linwood F

Series 65

Christiansburg, VA

Martin Wealth Solutions

Linwood Fraher is a financial advisor at Martin Wealth Solutions with one year of industry experience. He holds a Series 65 designation and previously worked at Amerilife of VA LLC. Martin Wealth Solutions provides discretionary investment management, financial planning, and retirement plan consulting to individuals, high-net-worth clients, charities, and businesses. The firm employs a primarily passive, asset-allocation approach combined with fundamental analysis and utilizes third-party model solutions and outside managers to support portfolio construction and ongoing supervision.

College savings (529s, UTMA, etc.) General estate planning guidance
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