Eric Figueroa

David Jackson is a financial advisor with Silverback Financial in Valley Springs, CA, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He founded Silverback Financial in 2018 after seven years with Integral Investment Advisors. Silverback Financial provides portfolio management and financial advice to individuals, families, business owners, and various entities, offering both discretionary and non-discretionary management. The firm uses a combination of quantitative and qualitative analysis, modern portfolio theory, and technical charting to tailor asset allocations and investment strategies to client goals.

Steven Bell is a CFP® with 16 years of industry experience, currently serving at The Wealth Conservatory in Plymouth, CA. He has been with Comprehensive Planning Associates, Inc. since 2009. The Wealth Conservatory provides comprehensive financial planning, consulting, and wealth management services to individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities. The firm employs a fee-only, passive investment approach based on Modern Portfolio Theory, emphasizing systematic rebalancing, tax-loss harvesting, and cost-effective asset allocation.

Kevin Stites is a CFP® professional with eight years of industry experience, currently serving at Stites Financial Consulting. He has previously worked at United Planners Financial Services and owns Stites Tax, a tax preparation and planning business. Additionally, he is an independent insurance agent licensed to sell life, health, disability, and long-term care insurance. Stites Financial Consulting is an SEC-registered advisory firm with two advisors managing approximately $105.2 million for individual, high-net-worth, and some corporate clients. The firm offers discretionary asset management and financial planning, using a combination of analytical methods and tailored strategies, and operates affiliated tax and insurance services alongside its advisory business.

Shawn Stites is a financial advisor with Stites Financial Consulting in Wilton, CA, holding Series 63 and Series 66 licenses and 25 years of industry experience. He has worked at United Planners and Securities Service Network prior to joining Stites Financial Consulting in 2018. Outside of advisory services, he owns an insurance business specializing in life, health, disability, and long-term care products. Stites Financial Consulting is an SEC-registered firm with two advisors managing approximately $105 million for individual, high-net-worth, and some corporate clients. The firm offers discretionary asset management and financial planning, combining fundamental, technical, and quantitative analysis with modern portfolio theory, and maintains related insurance and tax services through affiliated businesses.

Ryan Shortridge is a financial advisor with APS Investment Management Group, holding a Series 66 designation and 20 years of industry experience. He has worked at LPL Financial since 2012 and has been associated with APS Associates since 2010. Shortridge also spends part of his time selling non-variable insurance. APS Investment Management Group serves individual and corporate clients, including high-net-worth individuals and employer plan sponsors, offering portfolio management through a firm-sponsored wrap fee program and pension consulting services. The firm manages approximately $171.5 million in discretionary assets across about 550 client relationships supported by two advisors.

Kevin Kraft is a financial advisor with APS Investment Management Group and holds Series 63 and Series 66 licenses. He has 22 years of industry experience, including 14 years at LPL Financial and 16 years with APS Associates. Outside of his advisory work, he is involved in fixed insurance products such as term, universal, whole life, disability income, and long-term care insurance. APS Investment Management Group serves individual and corporate clients, including high-net-worth individuals and employer plan sponsors, offering portfolio management through a firm-sponsored wrap fee program and pension consulting services. The firm manages approximately $171.5 million in discretionary assets across about 550 client relationships, utilizing a combination of fundamental and technical analysis with accounts reviewed at least quarterly.