Erica Sheridan

Todd Shivers is a financial advisor with SPC based in Lakeport, MI, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 25 years of industry experience, including over two decades with SPC and its affiliate Sigma Financial Corp. Outside of his advisory role, he serves as president of Todd Shivers Financial Services, Inc., which focuses on the sale of life, health, long-term care insurance, and annuities. SPC serves a diverse client base including individuals, high-net-worth households, charitable organizations, corporations, and employer-sponsored retirement plans. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, utilizing a range of discretionary and nondiscretionary strategies supported by a broad network of investment adviser representatives.

Zachary Lucas is a financial advisor at LPL Financial with 17 years of industry experience. He holds a Series 66 designation and has previously worked at OSAIC and Savage & Assoc Inc. He is also involved in non-variable insurance activities related to investment services. LPL Financial offers a wide range of advisory and brokerage services to individual investors, retirement plan sponsors, institutions, and high-net-worth households, supported by an in-house research team and diverse investment solutions.

David Beechler is a financial advisor with UBS Financial Services in Lexington, MI, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with UBS since 2011. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor client solutions.

William Siegert is a financial advisor at LPL Financial with 13 years of industry experience. He holds a Series 66 designation and has been with LPL Financial since 2013. Siegert operates a DBA, America Group Retirement Strategy Centers, reflecting additional business activity outside his primary advisory role. LPL Financial provides advisory and brokerage services to a wide range of clients, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers various delivery options such as financial planning, model-portfolio advisory programs, and third-party asset management, supported by an in-house research team that designs diversified and alternative investment strategies.

Christopher Pennington is a financial advisor at Cambridge Investment Research Advisors with 29 years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Cambridge in 2021, he worked at Wells Fargo Clearing and Wells Fargo Advisors. Pennington is also an independent insurance agent for various companies. Cambridge Investment Research Advisors serves individual investors, retirement plans, charitable organizations, and pension/profit-sharing plans through a network of independent financial professionals. The firm offers financial planning, portfolio management, and retirement plan advisory services, utilizing both model portfolios and third-party strategists.

Dustin Pennington is a financial advisor with Edward Jones, holding a Series 66 designation and six years of industry experience. He has been with Edward Jones since 2019, following roles at Champion Bus and Aerotek. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management and a nationwide network of more than 23,700 financial advisors. The firm offers a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.