Ericka Gutshall

Carmel York is a financial advisor at Clym LLC with four years of industry experience. She holds the Series 65 designation and has previously worked in mortgage companies and banking. Outside of her advisory role, she serves as Vice President of Sales at OptiFunder LLC, a subscription software company that automates mortgage operations. Clym LLC provides integrated financial planning and discretionary investment management to individuals, trusts, estates, charitable organizations, business entities, and select institutional clients. The firm operates as a fee-only fiduciary and focuses on portfolio management aligned with clients’ goals, utilizing institutional-class mutual funds, ETFs, and private investments, while also offering educational workshops and coordinating with clients’ other professionals.

Jordan Lampos is a financial advisor at Midway Partners Capital Management, LLC with 12 years of industry experience. He previously worked at Duff & Phelps Securities LLC from 2016 to 2021. Lampos holds Series 63 and Series 65 licenses. Midway Partners Capital Management is a single-advisor registered investment adviser that provides discretionary portfolio management to individuals, trusts, estates, corporations, and other entities through separately managed accounts and a private pooled vehicle. The firm employs an intrinsic-value, bottom-up fundamental investment approach focusing on discounted cash-flow analysis and conservative forecasts, managing concentrated, longer-term holdings with routine portfolio reviews.

Luis Contreras is a financial advisor at Contreras Financial, Inc. with 13 years of industry experience. He previously worked at Bank of America and Merrill Lynch. Contreras is active in his community as a committee member and scholarship chair for the Cannery Row Rotary Club in Monterey, CA. Contreras Financial, Inc. provides discretionary portfolio management and financial planning services to individuals, high-net-worth clients, and business entities. The firm offers a wrap fee program, educational seminars, and pension consulting, employing an investment approach that combines fundamental and quantitative analysis with modern portfolio theory.

Aaron Schwartz is a CFP® with 16 years of industry experience and is currently with McFarland Associates in Monterey, CA. He previously worked at NPB Financial Group, LLC from 2009 to 2017 before continuing his career at McFarland Associates. Outside of his advisory role, Schwartz is a certified flight instructor and pilot. McFarland Associates provides comprehensive financial and estate planning and investment advisory services to individuals, trusts, estates, corporations, and retirement plans. The firm follows a Modern Portfolio Theory framework, primarily using broadly diversified mutual fund allocations, and generally operates on a non-discretionary basis with client approval for allocation changes and trades.

William Hastie Jr. is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He previously worked at LPL Financial, LLC for 24 years and has operated Hastie Financial Group since 2012. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm offers a range of advisory programs and services, including model portfolios and personalized investment options, while providing operational, compliance, and practice-management support to affiliated advisors.

Ryan Hastie is a financial advisor with Hastie Financial Group in Salinas, CA, holding a Series 66 designation and four years of industry experience. Prior to his current role, he worked at Commonwealth Financial Network beginning in 2023 and has a background in physical therapy and academia. Hastie Financial Group provides personalized financial planning and consulting services to individuals, trusts, estates, charitable organizations, and corporations, focusing on long-term, asset-allocation-oriented recommendations without managing portfolios or executing trades directly.