Erik James Bryan

Corrie Borde is a financial advisor at Borde Financial with a Series 65 designation and four years of industry experience. Prior to joining Borde Financial, Corrie worked at KCD Financial, Inc., and has been associated with Borde & Associates, P.A. since 2017. Outside of advisory services, Corrie is involved in insurance-related activities including the sale of fixed annuities and various insurance products. Borde Financial provides discretionary asset management, financial planning, and retirement plan consulting to individuals, high-net-worth clients, trusts, estates, and business owners. The firm employs a client-focused investment approach based on goals, time horizons, and risk tolerance, offering additional services such as ERISA 3(21) consulting and third-party manager selection.

Penny Digiovanna is a CFP® professional with nine years of industry experience, currently operating as the sole advisor at Financial Planning by Design. Her prior roles include positions at J.W. Cole Financial, Fidelity Brokerage Services, and Raymond James & Associates. Outside of her advisory work, she owns Wise Penny Consulting LLC, providing non-investment consulting on family governance, financial education, and family transitions such as divorce. Financial Planning by Design is an independent, fee-only firm serving individual and high-net-worth clients through comprehensive financial planning and discretionary investment management. The firm employs a blend of passive and active strategies based on Modern Portfolio Theory and offers tailored planning across various financial areas, including retirement, tax, and estate considerations.

Richard Greenhill is a CFP® and ChFC® with 20 years of experience in the financial industry. He is the sole advisor at Financial Analytics, LLC, an independent firm based in Melbourne, FL. Since 2010, he has also been affiliated with American Equity Investment Corporation. Outside of his advisory work, he serves as a bookkeeper for a homeowner association. Financial Analytics, LLC provides financial planning and investment supervisory services to individual clients, focusing on personalized planning and portfolio management under CFP Board practice standards. The firm manages approximately $5.8 million in assets across about 15 client relationships, employing a collaborative, non-discretionary approach to advisory services.

Milo Zonka is a CFP®-credentialed financial advisor with over 21 years of industry experience. She is principal at Zonka & Associates, Inc., an independent advisory firm based in Indialantic, Florida. In addition to her advisory role, she is involved in aviation-related businesses including real estate development and aerospace manufacturing. Zonka & Associates provides investment advisory services to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and business entities. The firm offers tailored portfolio management, financial planning, and pension consulting, with a specific focus on retirement plans and institutional clients.

Luis Sanchez is a CFA® charterholder and holds a Series 65 license with eight years of industry experience. He is the sole advisor at LVS Advisory LLC and has previously worked at Overlook Rock Asset Management and Anaxi Capital Management LLC. Sanchez is also a Managing Partner and 50% owner of Greater Wealth LLC, a registered investment advisor where he assists with client investment recommendations. LVS Advisory provides discretionary investment management and financial planning services to individuals, trusts, family offices, corporations, employee benefit plans, and other institutions. The firm’s investment approach combines value and growth principles, emphasizing long-term capital preservation and compounded returns through fundamental research and financial analysis.

Desiree Kaul is the founder of Kaul Financial Solutions and holds the CFP® and ChFC® designations. She has two years of industry experience, with prior roles at Plancorp, LLC and MainStreet Financial Planning, Inc. Kaul also serves as a course facilitator at The American College of Financial Services and as an instructor for the CERTIFIED FINANCIAL PLANNER® certification program through Dalton Education, LLC. Kaul Financial Solutions provides project-based financial planning and tax preparation services to individuals, sole proprietors, and small businesses. The firm generally favors passive investment strategies based on Modern Portfolio Theory, offering recommendations implemented at the client’s direction without ongoing portfolio management.