F. Houghton Phillips II

James Mahaney is a ChFC® with three years of experience at Mavericus Retirement Services LLC and 25 years previously at Prudential Financial. He is the owner of FinLit Solutions, LLC, a financial education business focused on improving public financial literacy. Mavericus Retirement Services LLC provides flat-fee, advice-only financial planning specializing in retirement income design through virtual engagements. The firm emphasizes modern portfolio theory, asset allocation, and low-cost passive investments while avoiding portfolio management and percentage-of-assets fees.

Joshua Henry is a CERTIFIED FINANCIAL PLANNER™ professional and holds a Series 65 license with eight years of industry experience. He is the sole advisor at Meridian Financial Advisory LLC, where he has worked since 2017. Prior to that, he was self-employed from 2013 to 2017 and spent a year at Bay Path University. Meridian Financial Advisory LLC serves individual investors and qualified retirement plans, offering discretionary portfolio management and comprehensive financial planning. The firm employs a tactical allocation strategy that incorporates fundamental, technical, and cyclical analysis across a diverse range of securities and investment instruments.

Elbert Smalls is the sole advisor at Winyah Financial Services, LLC in Georgetown, SC, holding Series 63 and Series 65 licenses with 30 years of industry experience. He has been with the firm, formerly known as Sun Financial Services, Inc., since 1988. Outside of advisory services, Smalls also works as an independent insurance agent, handling insurance and annuity transactions. Winyah Financial Services provides investment supervisory services and consulting to individual clients, focusing on individualized portfolio management along with estate, retirement, and insurance-related advice. The firm employs fundamental analysis and a long-term purchase strategy, offering primarily non-discretionary engagements with ongoing monitoring and at least quarterly reviews.

Robert Mclemore is a financial advisor at Abbot Financial Management, Inc. with 42 years of industry experience. He has been with the firm since 2000 and holds Series 63 and Series 65 designations. Abbot Financial Management provides discretionary investment management, financial and estate planning, retirement plan consulting, and trustee services to individuals, families, trusts, retirement plans, and charitable organizations. The firm constructs customized portfolios using various securities and operates under discretionary authority, serving both individual and institutional retirement-plan clients.

Jeffrey Wildes is a CFP® professional with 26 years of industry experience, currently serving at Wildes Financial Strategies, Inc. since 2012. He previously worked with Raymond James Financial Services from 2012 to 2017. Outside of advising, he co-manages a family-owned property through a partnership. Wildes Financial Strategies provides investment advisory and portfolio management services primarily to individual clients, including high net worth individuals, as well as pension plans, charitable organizations, and businesses. The firm manages approximately $117 million in discretionary assets across about 360 client accounts and sponsors its own wrap-fee program, employing a mix of technical and fundamental analysis along with modern portfolio theory in client portfolio management.

William Hardwick is a Series 65-licensed advisor at Hardwick Capital Management, LLC with one year of experience in the financial industry. His background includes teaching positions at Clemson University, Montreat College, and local schools from 2016 to 2025. Hardwick Capital Management provides discretionary investment supervisory services, financial planning, and consulting to individual clients and charitable organizations. The firm’s investment approach incorporates both fundamental and technical analysis, mutual fund and ETF evaluation, and employs a range of trading strategies with regular portfolio reviews.