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Francis Gargano

Advisor at Creativeone Wealth, LLC

Updated today

Location

Green Village, NJ 07935

Credentials

ChFC®, Series 63

Industry experience

33 years

About

Francis Gargano is a financial advisor at CreativeOne Wealth, LLC with 33 years of industry experience. He holds the ChFC® and Series 63 designations. His prior experience includes roles at Concourse Financial Group Securities Inc and Ameritas Investment Corp. He is also president and owner of Financial Independence Network, LLC, where he provides insurance and investment advisory services. CreativeOne Wealth, LLC offers fee-based asset management, financial planning, and retirement plan consulting to individual, corporate, and charitable clients. The firm uses a combination of proprietary ETF-based models, third-party managers, and option strategies to implement portfolios.

Client services

Based on Creativeone Wealth, LLC

Financial planning Portfolio management Selection of other advisers Newsletters or periodicals Educational seminars or workshops Sub adviser services

Expertise

Based on Creativeone Wealth, LLC

Active portfolio management ESG / Sustainable investing Concentrated stock management Options & derivatives strategies Private / alternative investments

Occupation focus

Based on Creativeone Wealth, LLC

Executive Founder/Business Owner

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Fee options

Fixed

Financial Planning fees may be fixed per project; Investment Consultative Retainer fees based on fixed rate; fees negotiable.

Percentage

$0+: Negotiable, typically between 0.25% - 2.25% $0+: Under 'Floating Rate Method', combined fee example 1.75% (100 bps IAR + 55 bps program + 20 bps strategy), can vary with strategy fees $0+: Under 'Total Rate Method', total fee fixed (example 1.75%) with varying IAR and strategy fee portions

Commissions

Certain IARs receive commissions from sales of securities and insurance products via affiliated broker-dealer and insurance agency.

Project-based

Hourly rates for financial planning services disclosed in agreement and negotiable.

Other

Fee-only: Financial Planning fees negotiable; charged as fixed fee, hourly, monthly, or quarterly; hourly rates disclosed in agreement and negotiable.

Location

661 Shunpike Rd, Ste 8

Green Village, NJ 07935

Most active in

New Jersey · New York · Texas

Work history

CreativeOne Wealth

2024 - Present (2 years)

Concourse Financial Group Securities Inc

2019 - 2024 (5 years)

Ameritas Investment Corp

2004 - 2019 (15 years)

(dba) Financial Independence Network LL

2004 - Present (22 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Passive / index investing Retirement income strategy Social Security optimization General tax planning Active portfolio management Founder/Business Owner
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Passive / index investing
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Matthew W

Series 65

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Matthew Wright is the principal and sole advisor at WRIGHT Investment Partners LLC, with eight years of industry experience. He holds a Series 65 designation and previously worked as a private investor for five years before founding his firm in 2016. Outside of advisory work, he is a principal in a business that owns a small Class C office building. WRIGHT Investment Partners LLC provides portfolio management services to individual and high net worth clients, focusing on personalized Investment Policy Statements and discretionary management. The firm uses a combination of fundamental and quantitative analysis with a long-term trading approach, offering a range of investment products and conducting at least monthly account reviews.

Annuities
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Michael G

Series 66

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Passive / index investing
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Stephen H

Series 63, Series 65

Madison, NJ

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Stephen Hanley is the sole advisor at Hanley Capital Management, LLC in Madison, NJ, holding Series 63 and Series 65 licenses with 16 years of industry experience. He has led Hanley Capital Management since 2009. Hanley Capital Management provides discretionary and non-discretionary asset management primarily for high-net-worth individuals and institutional clients, including banks, pension plans, and charitable institutions. The firm specializes in fixed income investments, focusing on municipal and Treasury bonds, and employs a combination of fundamental analysis and technical tools alongside proprietary software to manage portfolios.

Passive / index investing
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Erik B

Series 63, Series 65

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General retirement planning Wealth management
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