Jacob Silas Guevara

Justin Kim is a financial advisor at Ludus Capital, LLC with two years of industry experience. He previously worked at Locust Wood Capital for four years and has a background at NYU Stern School of Business. Justin holds the Series 65 designation. Ludus Capital provides discretionary investment management through separately managed accounts to individual and select institutional clients, including qualified individuals, trusts, charitable organizations, other advisers, and corporate entities. The firm employs a value-oriented, opportunistic equity strategy with concentrated portfolios and manages accounts with a long-term perspective while maintaining flexibility to invest across a broad range of instruments.

Lina Zhu is a financial advisor at Mia Lee Financial with two years of industry experience. She holds a Series 65 designation and previously worked at Grant Thornton LLP and Kroll. Outside of her advisory work, she is also an accountant. Mia Lee Financial is an independent firm providing portfolio management services to individuals and high-net-worth clients. The firm emphasizes a long-term investment approach combining fundamental analysis, modern portfolio theory, and quantitative methods, offering both discretionary and non-discretionary account management primarily focused on equities, fixed income, and ETFs.

Melissa Mason is a financial advisor at Cascade Wealth Management Solutions Inc. in Pittsfield, MA, with one year of industry experience. She holds the Series 65 designation and has previously worked at Berkshire Retirement Strategies. Outside of advising, Mason owns and operates Shire Virtual Admin, providing administrative clerical services. Cascade Wealth Management Solutions provides discretionary asset management and financial planning to high-net-worth individuals, managing approximately $16.6 million in assets. The firm emphasizes fundamental analysis and personalized client profiles to guide investment decisions, conducting quarterly reviews and offering portfolio customization without outsourcing investment selection or proxy voting.

I got into financial services in 2008, watching the crash teach a hard lesson about what happens when a plan has no real structure behind it. I earned my CFP® in 2013, added my CIMA® in 2014, and became a CEPA® (Certified Exit Planning Advisor) in 2021, credentials that together let me work across investment management, tax-aware planning, and the mechanics of walking away from a practice on your own terms. Capable Wealth is built around one kind of client: orthopedic surgeons, generally between 45 and 65, sitting on high incomes, valuable practices, and very little time to plan for what comes next. Most of what I do lives in the years leading up to and around a transition: selling a practice, restructuring around QBI and S-corp income once the phase-outs start working against you, designing a cash balance plan that can absorb $150,000 to $350,000 a year for someone this far into a compressed earning window, or structuring an installment sale so it doesn't quietly cost more in taxes than it needed to. I spend less time explaining what a 401(k) is and more time looking for the kind of leaks that hide in a surgeon's plan, the ones most advisors miss because they're not built for a schedule, an income curve, and a practice structure this specific. I work with clients nationwide, wherever you practice. Outside of planning, I'm the person who ends up talking training and recovery with clients as much as tax brackets, which probably explains the pull toward a field full of people who treat their own bodies like the asset they are. I know what it feels like to have money make your decisions for you instead of the other way around, and that's a large part of why this work matters to me. If you're a surgeon starting to think seriously about your exit, or just tired of feeling like your plan hasn't caught up to your career, let's talk.

Seong Jae Yoon is a financial advisor at Duomo Capital with four years of industry experience. He holds Series 63 and Series 65 designations and has worked at Guggenheim Securities, Parnassus Investments, and Strikeout Capital. Strikeout Capital provides discretionary portfolio management primarily through separately managed accounts to individuals, trusts, estates, and other entities. The firm applies a fundamental, research-intensive investment approach focused on long-term capital preservation and compounding, often maintaining a concentrated portfolio with substantial cash allocations while investing across domestic and international equities and fixed income.

James Rose is a CFP® certificant with 21 years of industry experience. He is the sole advisor at Dollar & Sense and has operated Herrick-Rose, Inc., his tax planning and preparation firm, since 1998. His work integrates tax consulting with retirement and investment planning. Dollar & Sense Tax & Financial Planning Services primarily provides tax planning and preparation for individuals and various business entities, offering fee-only financial planning and investment advice focused on no-load mutual funds and ETFs. The firm follows a tax-first model, emphasizing long-term buy-and-hold strategies and asset allocation while encouraging clients to manage their accounts actively.