Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Credentials
CFP®, Series 66
Experience Industry experience
4 years
Location
Fort Collins, CO 80525
Cambridge Investment Research Advisors
Institution
Jacob Miller is a CFP® professional with four years of industry experience, currently affiliated with Cambridge Investment Research Advisors. His prior work includes six years at LPL Financial LLC and ongoing involvement with JBA Wealth Management Group. Miller is based in Fort Collins, CO. Cambridge Investment Research Advisors serves a diverse client base, including individual, institutional, pension, and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through multiple platforms and custodians. The firm supports both discretionary and non-discretionary management and provides proprietary model strategies under the Founders Gate Capital brand.
Based on Cambridge Investment Research Advisors
Based on Cambridge Investment Research Advisors
Flat fees for financial planning services, financial wellness, setup fees up to 1% of assets or $1,000, not exceeding combined 3% with advisory fees.
$0 - $100,000: 1.50% $100,000 - $250,000: 1.25% $250,000+: 1.00%
Commissions earned by Financial Professionals acting as Registered Representatives of Cambridge on securities transactions and insurance sales.
Hourly fees generally not to exceed $500/hour for financial planning and consulting services.
Account minimum: $25,000 Minimum fee: For WealthPort CAAP and UMA programs: $250 annual minimum program fee per account. Fee-only: Financial Planning Flat fees generally up to $25,000, hourly fees generally up to $500/hour, Asset Based Fee for consulting.
Fort Collins, CO E Stuart St.
1136 E Stuart St., Bldg 2, Ste. 2100
Fort Collins CO 80525
Advisors at this office
7
Colorado · Texas
4 years of industry experience
Cambridge Investment Research Advisors, Inc.
2026 - Present • 1 year
Fairfield, IA
Cambridge Investment Research, Inc.
2026 - Present • 1 year
Fairfield, IA
LPL Financial LLC
2020 - 2026 • 6 years
Fort Collins, CO
JBA Wealth Management Group
2020 - Present • 6 years
Fort Collins, CO
King Soopers
2017 - 2021 • 4 years
Fort Collins, CO
Colorado State Universtiy
2015 - 2019 • 4 years
Fort Collins, CO
American West Surplus
2012 - 2017 • 5 years
Denver, CO
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
CFP®, Series 66
Fort Collins, CO
Otium Wealth Management
Jared Dull is a CFP® and Series 66 registered advisor with five years of industry experience. He is the sole advisor at Otium Wealth Management in Fort Collins, CO, and previously worked at Edward Jones for five years and at ConocoPhillips for nine years. He is also a licensed insurance agent in Fort Collins. Otium Wealth Management serves individuals, high-net-worth families, trusts, retirement plans, and charitable foundations by providing discretionary investment management and financial planning. The firm combines strategic and tactical asset allocation with various investment approaches and offers retirement-plan consulting and ERISA fiduciary services.
Series 66
Fort Collins, CO
Ascend Private Wealth Management
Jack Hastings is a financial advisor at Ascend Private Wealth Management in Fort Collins, CO, holding a Series 66 designation. He has experience working with UBS Financial Services and Fidelity Investments. Outside of finance, he has worked in roles ranging from education to sports instruction. Ascend Private Wealth Management provides combined financial planning and discretionary portfolio management to individuals, families, trusts, and business owners without a stated account minimum. The firm's investment approach combines bottom-up fundamental and technical analysis with macroeconomic-driven tactical asset allocation, using both active security selection and selective passive strategies.
Series 65
Fort Collins, CO
Kibo Investment Advisors LLC
Michael Gavin is the sole advisor at Kibo Investment Advisors LLC in Fort Collins, CO. He holds a Series 65 designation and has been affiliated with Kibo since 2026. Gavin also maintains a full-time academic appointment at Colorado State University since 2012. Kibo Investment Advisors LLC offers discretionary investment management and tailored advisory services primarily to individuals, high-net-worth households, trusts, and families. The firm employs a proprietary quantitative approach that integrates machine learning and academic research, focusing on companies with lower carbon exposure.
CFP®, Series 66
Timnath, CO
Level Up Financial Planning, LLC
Lucas Casarez is a CFP®-certified financial advisor with 11 years of industry experience. He is the principal of Level Up Financial Planning, LLC and also owns Power Up Tax Planning Services, LLC, where he provides tax preparation services during the tax season. His prior experience includes roles at CETERA Advisor Networks, CWM, LPL Financial, and Keystone Financial Services. Level Up Financial Planning serves individual clients, including high-net-worth households, offering discretionary portfolio management and comprehensive financial planning. The firm uses a primarily passive investment approach focused on low-cost, tax-efficient portfolios composed of index mutual funds and ETFs, while incorporating technical and cyclical analysis in its reviews.
CFA®, Series 63, Series 65
Fort Collins, CO
SELLA Wealth
Lotem Sella is a CFA® charterholder with 10 years of industry experience. He is currently with Sella Wealth, which he joined in 2026, and previously worked at Thrivent Investment Management Inc for eight years. His background also includes roles at the University of Colorado Denver and Fidelity Brokerage Services LLC. Sella Wealth is a newly registered investment adviser serving individual and high-net-worth clients with portfolio management and written financial planning. The firm uses fundamental, technical, and cyclical analysis combined with strategic and tactical asset allocation, and offers discretionary asset management alongside standalone planning services under fiduciary standards.
CFP®, Series 65
Fort Collins, CO
Oaktree Financial Planning, LLC
Sunit Bhalla is a CFP® and holds a Series 65 license with 18 years of experience in the financial industry. He has been the sole advisor at Oaktree Financial Planning, LLC since 2008, based in Fort Collins, Colorado. Oaktree Financial Planning, LLC is a fee-only fiduciary firm that provides personalized financial planning and discretionary investment management primarily to high-net-worth individuals, trusts, estates, and small businesses. The firm’s approach combines strategic baseline allocations with tactical adjustments, using both index and actively managed funds, and emphasizes tax-aware account placement and liquidity management.
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